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Financing available

$345,000

3710 Mediterranean Street, Rockwall, TX 75087

2
beds
2.5
baths
1,604
sqft

Est. with seller financing: $3,290/mo

  • Townhome
  • Built in 1980
  • 828 sq ft lot
  • $215/sqft
  • $155/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Vacation every day in this beautifully updated waterfront retreat on the shores of Lake Ray Hubbard! Wake up to breathtaking sunrises and unwind with spectacular sunsets from two levels of private decks, creating the perfect peaceful setting. This move-in-ready home offers a unique floor plan with each bedroom on its own level, providing privacy and flexibility. The upstairs bedrooms feature en-suite baths, making it ideal for guests, family, or multi-generational living. Recent updates and improvements include granite countertops in the kitchen and both bathrooms, new bathroom vanities, updated hardware, light fixtures, tile flooring in the dining room and bathrooms, new carpet, fresh interior paint, and new satin nickel doorknobs throughout. Energy efficiency and comfort are enhanced with new energy-efficient windows, LED recessed lighting throughout, ceiling fans in the bedrooms and living room, a new hot water heater, and kitchen appliances installed in 2023. Additional upgrades include a new balcony, new gutter installed in 2026, extra storage created under the stairs, and attic decking for additional storage space. Located in a sought-after gated community, residents enjoy resort-style amenities including a community pool, tennis courts, and a 9-hole golf course. Whether you're looking for a primary residence, weekend getaway, or lock-and-leave lifestyle, this lakefront gem delivers incredible views, extensive updates, and a true waterfront lifestyle. Come experience lake living at its finest on Lake Ray Hubbard!

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Pantry
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Range
  • Disposal

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Balcony
  • Deck

Construction

  • Style: Mediterranean
  • Stories: 2
  • Roof: Spanish Tile
  • Foundation: Slab
  • Materials: Stucco

Parking

  • Additional Parking
  • Assigned
  • Common

Pool

  • Community

Lot

  • Back Yard
  • Lawn
  • Subdivision
  • View: Water

Community

Neighborhood

  • Subdivision: Lakeside Village #1

HOA

  • Lakeside Village

Schools

  • District: Rockwall ISD
  • Elementary: Reinhardt
  • Middle: Herman E Utley
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $215
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,290/mo

Principal & interest
$2,498/mo
Property taxes
$476/mo
Homeowners insurance (est.)
$161/mo
HOA dues
$155/mo
Loan amount
$310,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jill Tatum, Regal, REALTORS · MLS #21302641 · 972-771-6970

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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