HFPHome Finance
Partner
Powered byDoorly
1 / 34
Financing available

$375,000

3818 Westchester Drive, Waco, TX 76710

3
beds
2
baths
2,210
sqft

Est. with seller financing: $3,719/mo

  • Single-family
  • Built in 1983
  • 3,485 sq ft lot
  • $170/sqft
  • $140/mo HOA
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Nestled beneath mature shade trees in one of Waco's established neighborhoods, this beautifully maintained home offers over 2,200 square feet of timeless charm, thoughtful design, and comfortable living. A welcoming covered front porch invites you to slow down, relax, and enjoy the peaceful surroundings. Inside, rich vinyl wood flooring, crown molding, and abundant natural light create a warm and inviting atmosphere. The spacious living room centers around a cozy brick fireplace, making it the perfect gathering place for quiet evenings or entertaining family and friends. A formal dining room provides an elegant setting for holiday meals and special celebrations. The heart of the home is the expansive kitchen, designed for both everyday living. Granite countertops, a large center island, stainless steel appliances, abundant cabinetry, plantation shutters, and a built in workspace offer beauty and functionality. The charming eat in kitchen provides a sunny spot for morning coffee and casual meals, while a beautiful built in china cabinet adds character and showcases treasured dishes, heirlooms, or seasonal décor. The private primary suite is conveniently located on the main level and offers French doors leading to the patio, creating a peace ful retreat at the end of the day. The ensuite bath features dual vanities, a soaking tub, a separate shower, and generous storage. Upstairs, two spacious bedrooms provide flexibility for guests, hobbies, a home office, or additional living space. Step outside to discover inviting outdoor spaces designed for gathering and relaxation. A covered patio, pergola, mature landscaping, and shady backyard create the perfect setting for morning coffee or weekend barbecues. Conveniently located near Baylor University, Ascension Providence Hospital, Cameron Park, Lake Waco, shopping, dining, and many of Waco's most popular attractions, this move in ready home offers the perfect combination of character, comfort, and location.

Facts & features

Interior

Features

  • Built In Features
  • Cedar Closets
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces, Heat Pump
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Appliances

  • Convection Oven
  • Dryer
  • Dishwasher
  • Electric Cooktop
  • Electric Water Heater
  • Disposal
  • Microwave
  • Vented Exhaust Fan
  • Washer

Fireplace

  • Fireplaces: 1
  • Living Room
  • Masonry
  • Raised Hearth
  • Wood Burning

Laundry

  • Common Area
  • Washer Hookup
  • Electric Dryer Hookup
  • In Kitchen

Exterior & lot

Features

  • Courtyard
  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Alley Access
  • Concrete
  • Door Multi
  • Driveway
  • Garage
  • Garage Door Opener
  • Kitchen Level
  • Lighted
  • Paved
  • Garage Faces Rear
  • On Street
  • Storage
  • Workshop In Garage

Pool

  • Community

Lot

  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Woods

HOA

  • The Woods HOA
  • Maintenance Front Yard

Schools

  • District: Waco ISD
  • Elementary: Mountainview
  • Middle: Tennyson
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $170
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,719/mo

Principal & interest
$2,716/mo
Property taxes
$688/mo
Homeowners insurance (est.)
$175/mo
HOA dues
$140/mo
Loan amount
$337,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Elizabeth Bays

Axio Real Estate LLC

254-776-8100

MLS #
21284133

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

More homes in Waco