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$829,900

3870 Porter Lane, Prosper, TX 75078

5
beds
4
baths
3,131
sqft

Est. with seller financing: $8,015/mo

  • Single-family
  • Built in 2023
  • 8,756 sq ft lot
  • $265/sqft
  • $210/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Located in The Summit, one of the most desirable sections of Windsong Ranch, this highly upgraded 5-bedroom, 4-bath home offers mostly single-level living in an incredible central location near the Lagoon. With four bedrooms on the main level and a massive covered patio that has been extended for year-round outdoor living, the floor plan offers an impressive amount of space and flexibility while still feeling comfortable and easy to live in. The main level includes the primary suite, three additional bedrooms, a dedicated office, dining room, breakfast nook, and an open living and kitchen area. Modern finishes and colors carry throughout the home, including beautiful upgraded kitchen countertops and a clean, updated design. The spacious primary suite features a large ensuite bathroom and walk-in closet. The home also includes thoughtfully incorporated accessibility features, including ramp access from both the front porch and garage, adding convenience and flexibility for a wide range of needs. Upstairs is a private fifth bedroom with a full bathroom along with a large game room, creating a great separate space for guests or family. The oversized garage provides room for two vehicles plus a golf cart, workshop area, or additional storage. The Summit is known for its quiet interior streets and ideal location within Windsong Ranch. This home is within walking distance of Bryant Elementary and Moseley Middle School while remaining tucked away on a low-traffic street. Residents also enjoy easy access to the 5-acre Lagoon, The Bridge, The Courthouse, pools, fitness facilities, parks, sports courts, miles of trails, and everything that makes Windsong Ranch one of North Texas' premier communities.

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Loft
  • Pantry
  • Vaulted Ceilings
  • Natural Woodwork
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Appliances

  • Some Gas Appliances
  • Built In Gas Range
  • Built In Refrigerator
  • Double Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Refrigerator
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Gas
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition, Shingle
  • Foundation: Slab

Parking

  • Garage spaces: 3
  • Additional Parking
  • Garage Faces Front
  • Garage
  • Inside Entrance
  • Tandem

Pool

  • Community

Community

Neighborhood

  • Subdivision: Windsong Ranch Ph 5d

HOA

  • CCMC

Schools

  • District: Prosper ISD
  • Elementary: Mrs. Jerry Bryant
  • Middle: Moseley
  • High: Richland

Financial & listing details

Listing

  • Price per sq ft: $265
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$8,015/mo

Principal & interest
$6,010/mo
Property taxes
$1,408/mo
Homeowners insurance (est.)
$387/mo
HOA dues
$210/mo
Loan amount
$746,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Taylor Racek

Monument Realty

214-705-7827

MLS #
21384693

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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