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Financing available

$275,000

388 Elk Trail, Melissa, TX 75454

3
beds: 2
baths: 1,411
sqft

Est. with seller financing: $2,580/mo

Single-family
Built in 2004
6,098 sq ft lot
$195/sqft
$37/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautiful single story home situated just minutes from Hwy 75, Buc-ee's and HEB. Easy to maintain stamped concrete floors flow throughout this open-concept floor plan. The spacious living room is highlighted by a cozy fireplace, a wall of windows overlooking the backyard and sight-lines into the breakfast room and kitchen. Enjoy preparing meals in the kitchen equipped with Quartz counter-tops, decorative tile back-splash and updated cabinet hardware. The primary bedroom offers separation from the secondary bedrooms and has an ensuite bath with dual sinks, relaxing garden tub, separate shower, and a walk-in closet. Two additional bedrooms share access to a well-appointed full bath. Head outdoors to your fully fenced backyard with plenty of grass for kids and pets to play. Foundation with transferable warranty 2026, Roof 2026, HVAC approx. 2021.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Double Vanity
High Speed Internet
Open Floorplan
Pantry
Walk In Closets

Heating & cooling

Heating: Central, Fireplaces
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Concrete

Appliances

Dishwasher
Electric Range
Disposal

Fireplace

Fireplaces: 1
Gas Starter
Living Room

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick, Rock, Stone

Parking

Garage spaces: 2
Door Single
Garage Faces Front
Garage

Lot

Interior Lot
Landscaped
Subdivision
Few Trees

Community

Neighborhood

Subdivision: Hunters Ridge Ph 2

HOA

Spectrum HOA

Schools

District: Melissa ISD
Elementary: Willow Wood
Middle: East Cardinal,Sixth Grade Center
High: Melissa

Financial & listing details

Listing

Price per sq ft: $195
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,580/mo

Down payment10% ($27,500)10%20%

See If You Qualify

Principal & interest: $1,991/mo
Property taxes: $424/mo
Homeowners insurance (est.): $128/mo
HOA dues: $37/mo

Loan amount: $247,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Brandon Watkins

Epique Realty

512-387-0722

MLS #: 21362801

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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