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Financing available

$539,860

3904 Composition Drive, Celina, TX 75078

4
beds
3.5
baths
2,720
sqft

Est. with seller financing: $4,418/mo

  • Single-family
  • Built in 2025
  • 5,271 sq ft lot
  • $198/sqft
  • $148/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Immaculate 2-story American Legend Home featuring 4 bedrooms, 3.1 baths, and a thoughtfully designed open floor plan. With soaring vaulted ceilings and spacious living areas, this home offers an ideal blend of functionality and style. The chef’s kitchen is the heart of the home, featuring an oversized island, gas cooktop, stainless steel appliances, and plenty of space for entertaining. The primary suite is conveniently located on the main level and offers a private ensuite bath with dual vanities, garden tub, separate shower, and walk-in closet. A secondary bedroom with its own ensuite bath is also located on the main level, offering flexibility for guests, multigenerational living, or a private home office. Upstairs, an oversized game room provides plenty of room to relax or entertain, along with an additional open flex space perfect for a card area, play space, or home office. Two additional bedrooms and a full bath complete the second level, along with a bonus storage room for added convenience. Enjoy outdoor entertaining on the back patio, complete with a gas line ready for your grill. The home’s North-facing orientation and rear-entry 2-car garage add to its appeal. Situated directly across from a park, with no home immediately in front, the property offers an open and pleasant view. Built by American Legend Homes, the 1404 floor plan, which is no longer offered by the builder in this community—makes this a unique opportunity to own a floor plan that is no longer available as new construction.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets
  • Air Filtration

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Hardwood
  • Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Vented Exhaust Fan

Exterior & lot

Features

  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Garage
  • Garage Door Opener
  • Garage Faces Rear

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Mosaic Ph One A

HOA

  • Mosaic Community AssociationMosaic Community Assoc

Schools

  • District: Prosper ISD
  • Elementary: Virgie Witt Smothermon
  • Middle: Moseley
  • High: Richland

Financial & listing details

Listing

  • Price per sq ft: $198
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,418/mo

Principal & interest
$3,909/mo
Property taxes
$109/mo
Homeowners insurance (est.)
$252/mo
HOA dues
$148/mo
Loan amount
$485,874
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Stacy Villanueva

Keller Williams Realty DPR

972-732-6000

MLS #
21397838

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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