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Financing available

$275,000

3911 Spencer Lane, Heartland, TX 75126

3
beds: 2
baths: 1,576
sqft

Est. with seller financing: $2,685/mo

Single-family
Built in 2020
4,800 sq ft lot
$174/sqft
$50/mo HOA
Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this charming, move-in ready 3-bedroom, 2-bathroom home featuring 1,431 square feet of thoughtfully designed space. Step inside to an inviting open-concept layout that seamlessly connects your main living areas and the kitchen which is ideal for both daily relaxation and entertaining guests. The LG fridge and Samsung washer and dryer will be staying with this his. Come see the updates to this home.

Listing courtesy of Tyler Remediz, Rendon Realty, LLC · MLS #21408729 · 817-592-3008

Facts & features

Interior

Features

Open Floorplan

Appliances

Dishwasher
Electric Cooktop

Fireplace

Fireplaces: 1
Electric

Laundry

Gas Dryer Hookup

Exterior & lot

Construction

Style: Detached
Stories: 1
Materials: Brick

Parking

Garage spaces: 2
Garage
Garage Door Opener

Pool

Community

Community

Neighborhood

Subdivision: Heartland

HOA

Heartland Community Association

Schools

District: Crandall ISD
Elementary: Opal Smith
Middle: Heartland
High: Crandall

Financial & listing details

Listing

Price per sq ft: $174
County: Kaufman
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,685/mo

Down payment10% ($27,500)10%20%

Get Pre-Qualified

Principal & interest: $1,991/mo
Property taxes (est.): $516/mo
Homeowners insurance (est.): $128/mo
HOA dues: $50/mo

Loan amount: $247,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements