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Financing available

$799,900

3924 Rio Secco Road, Frisco, TX 75035

4
beds
3.5
baths
3,500
sqft

Est. with seller financing: $7,091/mo

  • Single-family
  • Built in 2001
  • 7,405 sq ft lot
  • $229/sqft
  • $54/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Extensively updated and move-in ready in established Plantation Springs! This beautifully renovated home combines timeless design with modern finishes and an exceptional floor plan. The first floor features a private primary suite, home office, formal living and dining areas, breakfast area, spacious family room, powder bath and full-size laundry with sink. The beautifully renovated island kitchen features updated cabinetry, granite countertops, a Blanco sink, and a coordinating Bosch appliance package including refrigerator, oven, microwave speed oven, dishwasher and a Whirlpool electric cooktop. The family room offers custom cabinetry and woodwork, a gas fireplace with quartz surround and custom wood mantel. The stunning primary bath has been fully reimagined with custom tile, premium soaking tub, upgraded vanities, granite countertops and lighting. Updated flooring, interior paint, recessed lighting, premium wood shutters and custom black metal stair balusters further elevate the home. Upstairs offers 3 additional bedrooms, a bonus room and two full baths with updated floor tile, vanities, lighting and faucets. Outside, enjoy an inviting swimming pool and covered patio with TV hookup and outdoor speakers — ideal for relaxing or entertaining. Additional improvements include roof replacement, HVAC updates, updated attic insulation, two updated water heaters, re-stain board-on-board fence, plantation shutters (front), electric shades in kitchen & breakfast areas, security cameras, whole-house surge protector and level 2 EV charger. Plantation Springs is an established Frisco community centered around White Rock Creek, with a greenbelt, pond and walking paths. Convenient to Stonebriar Centre, Frisco Athletic Center, The Club at Frisco Farms, shopping, entertainment, parks, dining, grocery, medical and major thoroughfares.

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Convection Oven
  • Double Oven
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Gas Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Covered
  • Door Single
  • Driveway
  • Electric Vehicle Charging Stations
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Kitchen Level

Pool

  • Fenced
  • Gunite
  • In Ground
  • Pool
  • Pool Sweep
  • Waterfall
  • Water Feature

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Plantation Spgs Ph III

HOA

  • Associa Principal Management Group

Schools

  • District: Frisco ISD
  • Elementary: Smith
  • Middle: Clark
  • High: Lebanon Trail

Financial & listing details

Listing

  • Price per sq ft: $229
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$7,091/mo

Principal & interest
$5,793/mo
Property taxes
$871/mo
Homeowners insurance (est.)
$373/mo
HOA dues
$54/mo
Loan amount
$719,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Philip Hobson

Berkshire HathawayHS PenFed TX

214-257-1111

MLS #
21360776

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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