HFPHome Finance
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Financing available

$229,999

3948 Surrey Drive, Forney, TX 75126

3
beds
2
baths
1,260
sqft

Est. with seller financing: $2,379/mo

  • Single-family
  • Built in 2021
  • 4,487 sq ft lot
  • $183/sqft
  • $41/mo HOA
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover comfortable living and incredible community amenities in **Heartland, Texas**, just outside Forney. This inviting home offers a welcoming setting for everyday living, relaxing evenings, and weekend gatherings, all within one of the area's amenity-rich master-planned communities. Buyers searching for a **home in Heartland near Forney, TX** will appreciate a neighborhood designed around an active, connected lifestyle. Heartland residents enjoy access to **resort-style pools, scenic walking and biking trails, neighborhood parks, playgrounds, fishing ponds, green spaces, and community events**—giving you plenty of ways to enjoy the outdoors without leaving the neighborhood. Whether you're spending the afternoon by the pool, taking an evening walk along the trails, visiting a neighborhood park, or simply relaxing at home, this community offers a lifestyle built around convenience and connection. The location provides convenient access to **shopping, dining, entertainment, and major highways**, making it easy to reach destinations throughout the Dallas-Fort Worth area while coming home to a community with space to unwind. If you're searching for a **home for sale in Heartland, TX with community pools, trails, parks, and neighborhood amenities**, this property deserves a closer look. Come experience the home, explore the amenities, and see why so many buyers are drawn to the **Heartland community**.

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Disposal
  • Gas Range
  • Gas Water Heater
  • Microwave

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front

Pool

  • Community

Community

Neighborhood

  • Subdivision: Heartland Ph 15

HOA

  • Heartland Community Association

Schools

  • District: Crandall ISD
  • Elementary: Crandall
  • Middle: Crandall
  • High: Crandall

Financial & listing details

Listing

  • Price per sq ft: $183
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,379/mo

Principal & interest
$1,666/mo
Property taxes
$565/mo
Homeowners insurance (est.)
$107/mo
HOA dues
$41/mo
Loan amount
$206,999
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Patrick Kirk

Real Broker, LLC

(855) 450-0442

MLS #
21368025

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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