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Financing available

$300,000

400 Penn Street, Anna, TX 75409

3
beds: 2
baths: 1,783
sqft

Est. with seller financing: $2,983/mo

Single-family
Built in 2022
7,318 sq ft lot
$168/sqft
$50/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

One level living done right! This great home welcomes you with high ceilings, recessed lighting, and an open, airy feel from the moment you walk in. The living room fireplace is the perfect anchor for cozy evenings, and the open-concept kitchen with breakfast bar, pantry, and open dining area keeps everyone connected. The primary suite is tucked privately at the back of the home with an ensuite bath featuring dual sinks, soaking tub, and separate shower. The fenced backyard gives you the outdoor space to relax and unwind. Anna Town Square features parks, playgrounds, and scenic walking trails right in the community. Quick access to US-75 and SH-5 makes commuting across the DFW Metroplex a breeze, with McKinney's dining, shopping, and entertainment just minutes south. Downtown Dallas is approximately 45 miles away. Zoned to Anna ISD — Judith L. Harlow Elementary is just 0.7 miles from the neighborhood. Come tour it today! Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

Facts & features

Interior

Features

Eat In Kitchen
High Speed Internet
Pantry

Heating & cooling

Heating: Central, Fireplaces
Cooling: Central Air

Appliances

Dishwasher
Gas Cooktop
Gas Oven
Microwave
Refrigerator

Fireplace

Fireplaces: 1
Living Room

Laundry

Common Area

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Foundation: Slab
Materials: Brick, Stone Veneer

Parking

Garage spaces: 2
Driveway
Garage Faces Front
Garage

Pool

Community

Lot

Interior Lot
Subdivision

Community

Neighborhood

Subdivision: Anna Crossing Ph 1c

HOA

Homewise Neighborhood Management

Schools

District: Anna ISD
Elementary: Judith Harlow,Early Childhood Center
Middle: Slayter Creek
High: Anna

Financial & listing details

Listing

Price per sq ft: $168
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,983/mo

Down payment10% ($30,000)10%20%

Check Your Financing Options

Principal & interest: $2,172/mo
Property taxes: $621/mo
Homeowners insurance (est.): $140/mo
HOA dues: $50/mo

Loan amount: $270,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Sherea Calderon, Orchard Brokerage · MLS #21317980 · 844-515-9880

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.