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Financing available

$519,000

400 Watters Crossing Court, Allen, TX 75013

4
beds
2
baths
2,181
sqft

Est. with seller financing: $4,079/mo

  • Single-family
  • Built in 1993
  • 17,424 sq ft lot
  • $238/sqft
  • $79/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Water views, a corner lot, and 2,181 square feet all on one level in Watters Crossing, one of Allen's established neighborhoods. This traditional brick home offers 4 bedrooms, 2 baths, and a flexible floor plan with two living areas and two dining areas, so the space adapts to how you actually use it. A formal room at the front works as a sitting room, home office, or study, while the back of the house opens up for everyday living. Fresh interior paint throughout. The island kitchen has a walk-in pantry, generous cabinetry, and clear sight lines to the breakfast area and the living room, where a gas log fireplace anchors the space. Wood, tile, and carpet flooring run through the home. The primary suite sits privately and adds a sitting area that works well as a reading nook or workspace, plus a walk-in closet, jetted garden tub, separate shower, and dual vanities. Three additional bedrooms share a full bath. Outside, a covered patio overlooks a private gated backyard with mature landscaping, a sprinkler system, and green space beyond the fence line — room to breathe without the upkeep of a large lot. A 2-car attached garage completes the exterior. Watters Crossing residents enjoy a community pool, lakes, parks, playgrounds, greenbelts, and walking trails woven through the neighborhood. The home is zoned to Allen ISD, and you're minutes from Watters Creek at Montgomery Farm, the Allen Event Center, Allen Premium Outlets, and US-75, with easy access toward Plano, McKinney, Frisco, and the greater DFW job corridor. Move-in ready single-story living in an amenity-rich Allen community.

Facts & features

Interior

Features

  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Built In Gas Range
  • Dishwasher
  • Disposal

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Gas Starter

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 1
  • Garage
  • Garage Door Opener
  • Garage Faces Rear

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Landscaped
  • Many Trees
  • Subdivision
  • Sprinkler System
  • View: Water

Community

Neighborhood

  • Subdivision: Watters Crossing I

HOA

  • Watters Crossing

Schools

  • District: Allen ISD
  • Elementary: Norton
  • Middle: Ereckson
  • High: Allen

Financial & listing details

Listing

  • Price per sq ft: $238
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,079/mo

Principal & interest
$3,758/mo
Property taxes
Not available
Homeowners insurance (est.)
$242/mo
HOA dues
$79/mo
Loan amount
$467,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jenn Rock

Better Homes & Gardens, Winans

972-774-9888

MLS #
21382706

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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