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Financing available

$460,000

4000 Plymouth Drive, McKinney, TX 75070

4
beds
2.5
baths
2,696
sqft

Est. with seller financing: $4,201/mo

  • Single-family
  • Built in 2005
  • 5,663 sq ft lot
  • $171/sqft
  • $31/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Looking for a home in McKinney that offers space, comfort, and a little extra privacy? This inviting home brings it all together with a flexible floor plan designed for both everyday living and entertaining. Step inside to a dedicated study with elegant French doors, creating the perfect work-from-home space, while a bright formal living area offers even more room to gather, relax, or make it your own. LVP flooring flows throughout the downstairs living areas, and abundant natural light gives the home a warm, welcoming feel. At the heart of the home, the spacious kitchen features a center island and plenty of counter space for cooking, entertaining, and everyday life. A beautifully updated half bath and new dining room light fixture add fresh, stylish touches downstairs. Upstairs, all bedrooms are tucked away for added privacy, along with a generously sized game room that gives everyone room to spread out. The primary suite offers a comfortable retreat with a new light fixture in the bath. Step outside to the covered back patio, now complete with a ceiling fan for relaxing on those Texas evenings. With no home directly behind, the backyard offers a sense of privacy that can be hard to find. Thoughtful improvements continue with a new front door, 12 energy-efficient windows installed approximately 4 years ago, and an approximately 4-year-old HVAC system with warranty. Comfortable, functional, and ready to welcome its next owners, this McKinney home offers the space to live, work, gather, and unwind.

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Kitchen Island
  • Loft
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Wired For Data
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Linoleum

Appliances

  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas Starter
  • Living Room
  • Wood Burning

Exterior & lot

Features

  • Awnings
  • Garden
  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Door Multi
  • Direct Access
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Private

Lot

  • Interior Lot
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Sonora Ridge Add

HOA

  • Sonora Ridge Homeowners Association

Schools

  • District: McKinney ISD
  • Elementary: Jesse Mcgowen
  • Middle: Evans
  • High: Mckinney

Financial & listing details

Listing

  • Price per sq ft: $171
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,201/mo

Principal & interest
$3,331/mo
Property taxes
$624/mo
Homeowners insurance (est.)
$215/mo
HOA dues
$31/mo
Loan amount
$414,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Beth Brake, Keller Williams Realty-FM · MLS #21400558 · 972-874-1905

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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