4012 Ripplewood Drive, Lindale, TX 75771

4
beds: 3
baths: 2,278
sqft

Est. with seller financing: $3,108/mo

Single-family
Built in 2026
7,148 sq ft lot
$140/sqft
$46/mo HOA
Smith County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

New! Amazing two story! Four bedrooms, three full baths, with huge upstairs game room. Home includes, island kitchen, granite counters throughout, LED lighting, full sprinkler system, professionally engineered post tension foundation, and so much more! Nestled amidst the serene beauty of East Texas, The Reserve at Timber Creek offers a tranquil escape from the hustle and bustle of city life. Enjoy the peacefulness of nature while still being within easy reach of local amenities. Discover a community that prioritizes a relaxed lifestyle. Don't miss out on the opportunity to make The Reserve at Timber Creek your new home. Schedule a tour today!

Listing courtesy of Sarenadee Box, D.R. Horton-Texas, LTD · MLS #21344751 · 281-819-1747

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Electric

Flooring

Carpet
Ceramic Tile
Laminate

Appliances

Dishwasher
Disposal
Gas Range
Microwave

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Slab

Parking

Garage spaces: 2
Garage

Community

Neighborhood

Subdivision: Reserve at Timber Creek

HOA

Schools

District: Lindale ISD
Elementary: Penny
Middle: Moss
High: Lindale

Financial & listing details

Listing

Price per sq ft: $140
County: Smith
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,108/mo

Down payment10% ($31,949)10%20%

Get Pre-Qualified

Principal & interest: $2,314/mo
Property taxes (est.): $599/mo
Homeowners insurance (est.): $149/mo
HOA dues: $46/mo

Loan amount: $287,541
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements