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Financing available

$350,000

4016 Grotto Drive, Royse City, TX 75189

4
beds
2.5
baths
2,128
sqft

Est. with seller financing: $3,434/mo

  • Single-family
  • Built in 2023
  • 6,273 sq ft lot
  • $164/sqft
  • $54/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Like-New Highland Homes Masterpiece in Waterscape — Where Charm Meets Community! Welcome to this absolutely captivating like-new 4-bedroom, 2-bath home built by the highly acclaimed Highland Homes — a builder synonymous with quality craftsmanship, thoughtful design, and homes that are truly built to impress from the very first glance! From the moment you pull up, the captivating curb appeal stops you in your tracks and sets the tone for everything waiting inside. This is a home that makes a lasting impression before you even step through the front door — and it only gets better from there. Inside, you will discover a layout that has been masterfully designed for both comfort and functionality, making everyday living feel effortless and every family moment feel special. Modern upgrades throughout elevate the home beyond what you might expect, delivering a like-new feel that is polished, move-in ready, and tailored for the way today's families truly live. Whether you are gathering around the kitchen for a casual weeknight dinner, hosting friends and family for a weekend celebration, or simply unwinding in the peaceful comfort of your own home, this layout accommodates every occasion beautifully and naturally. The location within the vibrant Waterscape community is equally extraordinary. Conveniently situated near parks, shopping, dining, and the newest elementary school in the community, everything your family needs is right at your doorstep. And yet — despite all of this incredible access and convenience — this home still manages to deliver the serene, peaceful retreat feel that makes coming home the absolute best part of every single day. Highland Homes quality, modern upgrades, unbeatable community amenities, and a layout designed for life's best moments — this dream home is ready and waiting for the family lucky enough to call it their own.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Kitchen Island
  • Smart Home
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Natural Gas, Zoned
  • Cooling: Electric, Zoned

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas
  • Tankless Water Heater
  • Vented Exhaust Fan

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Side By Side

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Waterscape Ph 3a

HOA

  • CMA Management

Schools

  • District: Royse City ISD
  • Elementary: Anita Scott
  • Middle: Bobby Summers
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $164
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,434/mo

Principal & interest
$2,535/mo
Property taxes
$682/mo
Homeowners insurance (est.)
$163/mo
HOA dues
$54/mo
Loan amount
$315,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Paul Harding, Orchard Brokerage · MLS #21340521 · 844-515-9880

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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