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Financing available

$189,000

402 Cleveland Street, Bailey, TX 75452

3
beds
2
baths
1,235
sqft

Est. with seller financing: $1,691/mo

  • Single-family
  • Built in 2019
  • 6,229 sq ft lot
  • $153/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to a very well maintained home nestled in the town of Bailey. Sitting across from the city park, this charming residence is the perfect blend of comfort, style and functionality. Step inside to an open-concept living and dining area that flows seamlessly into spacious kitchen that is ideal for everyday living and entertaining. Entering the backyard, there sits a pergola for your morning coffee or relaxing evenings. There is also a 12x25 storage building for extra storage!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures

Heating & cooling

  • Heating: Electric
  • Cooling: Central Air

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab

Parking

  • Driveway

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: Cleveland Street Add

Schools

  • District: Bonham ISD
  • Elementary: Inglish
  • Middle: Rather
  • High: Bonham

Financial & listing details

Listing

  • Price per sq ft: $153
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,691/mo

Principal & interest
$1,369/mo
Property taxes
$234/mo
Homeowners insurance (est.)
$88/mo
Loan amount
$170,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Reneé Staley

Worth Clark Realty

800-991-6092

MLS #
21406143

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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