$395,000
4020 Grotto Drive, Royse City, TX 75189
- 4
- beds
- 2.5
- baths
- 2,071
- sqft
Est. with seller financing: $3,781/mo
- Single-family
- Built in 2023
- 6,273 sq ft lot
- $191/sqft
- $59/mo HOA
- Rockwall County
Interested in this home?
Seller financing is available to qualified buyers.
About this home
Facts & features
Interior
Features
- Double Vanity
- Eat In Kitchen
- High Speed Internet
- Kitchen Island
- Pantry
- Cable Tv
- Walk In Closets
Heating & cooling
- Heating: Central, Natural Gas
- Cooling: Central Air, Ceiling Fans, Electric
Flooring
- Carpet
- Combination
- Luxury Vinyl Plank
Appliances
- Some Gas Appliances
- Dishwasher
- Electric Oven
- Gas Cooktop
- Disposal
- Gas Water Heater
- Microwave
- Plumbed For Gas
- Vented Exhaust Fan
Fireplace
- Fireplaces: 1
- Glass Doors
- Gas Log
Exterior & lot
Features
- Fire Pit
- Rain Gutters
Construction
- Style: Traditional, Detached
- Stories: 1
- Roof: Composition
- Foundation: Slab
- Materials: Brick, Frame, Wood Siding
Parking
- Garage spaces: 2
- Concrete
- Door Single
- Driveway
- Garage Faces Front
- Garage
- Garage Door Opener
- Kitchen Level
Pool
- Community
Lot
- Back Yard
- Interior Lot
- Lawn
- Landscaped
Community
Neighborhood
- Subdivision: Waterscape Ph 3a
HOA
- 1st Service Residential
Schools
- District: Royse City ISD
- Elementary: Paula Walker
- Middle: Ouida Baley
- High: Royse City
Financial & listing details
Listing
- Price per sq ft: $191
- County: Rockwall
- Financing: Financing available from HFP, powered by Doorly
Estimated payment with seller financing
- Principal & interest
- $2,860/mo
- Property taxes
- $678/mo
- Homeowners insurance (est.)
- $184/mo
- HOA dues
- $59/mo
- Loan amount
- $355,500
- Seller financing rate (est.)
- 9.00%
- Term
- 30-year fixed
This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.
Location
Love this home?Let's find a way to make it yours.
Powered byDoorlyA traditional mortgage isn't the only way to buy a home.
If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.
Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.
Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.
How our financing program works
- 1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
- 2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
- 3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.
This is different from traditional seller financing, where the seller lends you the money. See the full requirements
Listing courtesy of Jorge Avila, Keller Williams Rockwall · MLS #21269963 · 972-772-7000
Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.
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