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Financing available

$350,000

4020 Mediterranean Street, Rockwall, TX 75087

2
beds
2.5
baths
2,213
sqft

Est. with seller financing: $3,357/mo

  • Townhome
  • Built in 1994
  • 828 sq ft lot
  • $158/sqft
  • $140/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to lakefront living in this distinctive three-story Mediterranean townhome inside the exclusive gated community of Lakeside Village on the shores of Lake Ray Hubbard. A dramatic center staircase and custom Mediterranean tile welcome you on the first floor. The large living area steps down to the second bedroom, which offers French doors to a covered deck with beautiful lake views and an ensuite bath with a single vanity and tub-shower combination. Beach access is just across the HOA-maintained lawn. The second floor features a spacious main living area with hardwood floors, stunning lake views, and French doors opening to a large balcony. A few steps down, the chef-inspired kitchen includes granite tile countertops, stainless steel appliances, abundant cabinet storage, and an eat-in area. The third-floor oversized primary retreat offers a large bedroom with stunning lake views and a Mediterranean style spa-like bath with dual vanities, a jetted tub, and a separate shower. Lakeside Village amenities include a 9-hole executive golf course, two community pools, tennis and pickleball courts, playgrounds, and secure RV and boat storage. A nearby marina makes boating and lake days effortless. Located in Rockwall ISD and minutes from shopping, dining, and entertainment at The Harbor and historic downtown. Just 30 minutes to Downtown Dallas, this is more than a home—it’s a luxurious Mediterranean lakefront retreat designed for modern resort-style living.

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Multiple Master Suites
  • Multiple Staircases
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Hardwood
  • Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave

Laundry

  • Common Area
  • In Hall

Exterior & lot

Features

  • Balcony
  • Deck
  • Playground
  • Rain Gutters
  • Tennis Courts

Construction

  • Style: Mediterranean
  • Roof: Spanish Tile
  • Foundation: Slab
  • Materials: Stucco

Parking

  • Assigned
  • Gated
  • Secured
  • Boat
  • Rv Access Parking

Pool

  • Pool
  • Community

Lot

  • Waterfront
  • View: Water

Community

Neighborhood

  • Subdivision: Lakeside Village #1

HOA

  • Lakeside Village

Schools

  • District: Rockwall ISD
  • Elementary: Reinhardt
  • Middle: Herman E Utley
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $158
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,357/mo

Principal & interest
$2,535/mo
Property taxes
$519/mo
Homeowners insurance (est.)
$163/mo
HOA dues
$140/mo
Loan amount
$315,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kimberly Betz-Broussard, Top TX Homes Realty, LLC · MLS #21373186 · 469-777-6376

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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