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Financing available

$380,000

4026 Congress Court, Abilene, TX 79603

4
beds
2
baths
2,345
sqft

Est. with seller financing: $3,502/mo

  • Single-family
  • Built in 1966
  • 24,263 sq ft lot
  • $162/sqft
  • Taylor County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Creekside property! Bold character! And definitely not another cookie-cutter house. Located in Elmcrest Club, 4026 Congress Court sits on more than half an acre and packs a lot into its 2,345 square feet, with 4 bedrooms, 2 baths and spaces that were made to be enjoyed. Inside, exposed dark beams, stone accents and a wood-burning fireplace give the open living space some serious personality. The kitchen is right in the middle of it all with a large island, abundant cabinetry and an open flow into the living and dining areas—because nobody wants to be stuck in the kitchen while everyone else is having fun. And then there's the outdoor space. An extra-large covered patio and built-in grill are ready for cookouts, game days or kicking back at the end of the day. The property also features three separate fenced yard areas, giving you plenty of ways to use the outdoor space—one accessed from the enclosed front porch, another in the backyard near the covered patio, and a third by the shop. With .557 acres, a sprinkler system, 2-car attached garage, additional covered parking, a large concrete drive and separate storage or shop space, there's room here for more than just the house. Four bedrooms. Over half an acre. Creekside setting. Three separate fenced areas. Tons of parking. Great indoor-outdoor entertaining space. And enough personality to stand out from the crowd. 4026 Congress Court is ready for its next chapter—come see what makes this one different.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Cable Tv

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Tile
  • Vinyl

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Living Room
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Built In Barbecue
  • Barbecue
  • Outdoor Grill

Construction

  • Style: Detached
  • Stories: 1
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Additional Parking
  • Concrete
  • Carport
  • Detached Carport
  • Driveway
  • Garage
  • On Street

Lot

  • Sprinkler System

Community

Neighborhood

  • Subdivision: Elmcrest Club Add

Schools

  • District: Abilene ISD
  • Elementary: Robert and Sammye Stafford
  • Middle: Clack
  • High: Cooper

Financial & listing details

Listing

  • Price per sq ft: $162
  • County: Taylor
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,502/mo

Principal & interest
$2,752/mo
Property taxes
$573/mo
Homeowners insurance (est.)
$177/mo
Loan amount
$342,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Robbie Johnson, Epique Realty LLC · MLS #21403935 · 512-387-0722

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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