HFPHome Finance
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Financing available

$499,900

403 Riva Ridge, Wylie, TX 75098

4
beds
2
baths
2,405
sqft

Est. with seller financing: $4,634/mo

  • Single-family
  • Built in 1984
  • 23,087 sq ft lot
  • $208/sqft
  • $150/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to Seis Lagos, a gated community offering an exceptional combination of space, amenities and lifestyle. Situated on a spacious .53-acre lot, this well-maintained 4-bedroom, 2-bath home offers impressive curb appeal with a circular driveway, porte-cochère and oversized 3-car garage, providing plenty of parking and additional storage space. Inside, you’ll find an inviting floor plan featuring tray ceilings, wainscoting and NEW LVP flooring throughout the main living areas. Enjoy additional living and entertaining space on the screened-in patio overlooking a private fenced courtyard with a tranquil fountain—the perfect setting for morning coffee or entertaining. Major improvements have already been completed, including a Class 4 roof and NEW 15 SEER HVAC system, offering added value and peace of mind for the next owner. Seis Lagos offers 24-hour neighborhood security along with a clubhouse, swimming pool and lap pool, tennis and pickleball courts, and a variety of community activities. The community includes homes within both Lovejoy and Wylie ISDs. Just minutes from Lake Lavon for boating, fishing and outdoor recreation, with convenient access to Watters Creek, shopping, dining and everyday conveniences.

Facts & features

Interior

Features

  • Wet Bar
  • Eat In Kitchen
  • Open Floorplan
  • Paneling Wainscoting
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Convection Oven
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Blower Fan
  • Family Room
  • Living Room
  • Masonry
  • See Through
  • Wood Burning Stove
  • Insert

Laundry

  • Washer Hookup
  • Dryer Hookup
  • In Hall

Exterior & lot

Features

  • Courtyard
  • Private Yard

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Circular Driveway
  • Concrete
  • Covered
  • Door Multi
  • Door Single
  • Garage
  • Golf Cart Garage
  • Garage Door Opener
  • Guest
  • Kitchen Level
  • Oversized
  • Paved
  • Porte Cochere
  • Parking Pad
  • Private
  • Garage Faces Side
  • Side By Side
  • Storage

Pool

  • Community

Lot

  • Acreage
  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Level
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Seis Lagos Ph One

HOA

  • Seis Lagos

Schools

  • District: Wylie ISD
  • Elementary: Smith
  • Middle: Mcmillan
  • High: Wylie

Financial & listing details

Listing

  • Price per sq ft: $208
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,634/mo

Principal & interest
$3,620/mo
Property taxes
$631/mo
Homeowners insurance (est.)
$233/mo
HOA dues
$150/mo
Loan amount
$449,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Karrie Johnston

Coldwell Banker Realty Frisco

972-712-8500

MLS #
21374561

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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