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Financing available

$359,000

4035 Sparrow Trail, Melissa, TX 75454

4
beds: 3
baths: 1,937
sqft

Est. with seller financing: $2,823/mo

Single-family
Built in 2021
6,534 sq ft lot
$185/sqft
$55/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautifully Updated 4-Bedroom, 3 Full-Bathroom Home in Growing Melissa! Built in 2021, this thoughtfully designed home offers an excellent floor plan providing flexibility for families, guests, or a home office setup. Fresh updates throughout include BRAND-NEW LUXURY VINYL PLANK FLOOR, NEW CARPET, FRESH INTERIOR PAINT, and a NEW MICROWAVE, making this home truly move-in ready. The open-concept living area creates a welcoming space for everyday living and entertaining, while the functional layout offers both comfort and privacy. Located in the desirable Magnolia Ridge community and served by highly rated Melissa ISD, this home is just minutes from everyday conveniences, including H-E-B, Kroger Marketplace, and Walmart Supercenter. Convenient access to US-75 makes commuting to McKinney, Plano, and the greater DFW area a breeze.

Facts & features

Interior

Features

Eat In Kitchen
Granite Counters
Kitchen Island

Appliances

Dishwasher
Electric Cooktop
Electric Oven
Electric Water Heater
Disposal

Fireplace

Fireplaces: 1
Electric

Exterior & lot

Construction

Style: Detached
Stories: 1

Parking

Garage spaces: 2
Garage
Garage Door Opener

Community

Neighborhood

Subdivision: Magnolia Ridge Ph 2 Add

HOA

Neighborhood Management

Schools

District: Melissa ISD
Elementary: North Creek
Middle: East Cardinal
High: Melissa

Financial & listing details

Listing

Price per sq ft: $185
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,823/mo

Down payment10% ($35,900)10%20%

See If You Qualify

Principal & interest: $2,600/mo
Property taxes: Not available
Homeowners insurance (est.): $168/mo
HOA dues: $55/mo

Loan amount: $323,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Heping Liang

Aoxiang US Realty

469-605-4508

MLS #: 21384273

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify