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Financing available

$499,500

404 County Road 260, Gainesville, TX 76240

3
beds
2.5
baths
2,751
sqft

Est. with seller financing: $4,387/mo

  • Single-family
  • Built in 1998
  • 80,150 sq ft lot
  • $182/sqft
  • Cooke County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

If you are looking for country living in a custom home, minutes from downtown Gainesville, superbly maintained, double garages, double living areas, hard wood flooring and huge rooms, on under 2 acres, be sure to make your appointment today! Custom built by current owner, downsizing and this amazing home is available for a new family to enjoy. Large, landscaped back yard, established small neighborhood, mature trees, concrete drive to both garages, storm cellar and so much more. Easy access from Radio Road or downtown helps to make this a great location for access to schools, medical, retail and dining. The kitchen is plumbed for gas with gas cooktop in place, ceiling fans thru out home, great large windows for natural light, the rear kitchen dining area is surrounded by windows and looks out to the patio and the beautiful yard. The second living area is 23 by 27 and hosts a swimspa pool. Peaceful country living, amazing neighborhood, minutes from town, spacious rooms - and priced to sell, at below market averages. Buyer responsible to verify all.

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Propane
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Laminate
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Blower Fan
  • Gas
  • Masonry
  • Insert

Laundry

  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 4
  • Additional Parking
  • Concrete
  • Door Multi
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Inside Entrance

Pool

  • Lap
  • Pool Cover
  • Pool

Community

Neighborhood

  • Subdivision: Red Oak Sub

Schools

  • District: Gainesville ISD
  • Elementary: Chalmers
  • Middle: Lee,Gainesvill
  • High: Gainesvill

Financial & listing details

Listing

  • Price per sq ft: $182
  • County: Cooke
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,387/mo

Principal & interest
$3,617/mo
Property taxes
$537/mo
Homeowners insurance (est.)
$233/mo
Loan amount
$449,550
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Sara Jerome, Vincent Realty Group · MLS #21308806 · 903-870-8528

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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