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Financing available

$679,500

404 Lake Livingston Trail, McKinney, TX 75071

4
beds: 3
baths: 3,008
sqft

Est. with seller financing: $6,065/mo

Single-family
Built in 2016
6,011 sq ft lot
$226/sqft
$131/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Seller offering 2-1 buydown of interest rate. Welcome to an exceptional residence in Trinity Falls where refined interiors, thoughtfully designed living spaces & resort-style amenities create an elevated lifestyle. Beyond the inviting entry, charming sliding doors reveal a private home office. At the heart of the home the expansive living room is anchored by a stone, gas-log fireplace & opens effortlessly to a sophisticated kitchen featuring rich cabinetry, granite counters, island with breakfast bar, gas cooktop & double ovens. An adjoining elegant dining room is enhanced by a beautifully appointed butler’s pantry with wine storage, while the breakfast room captures views of the backyard retreat. The main-level primary suite offers a serene escape with a spacious en-suite featuring dual sinks, dedicated vanity, garden tub, large walk-in shower & closet. A secondary bedroom with adjacent full bath on the first floor provides an ideal setting for guests or multigenerational living. Upstairs, a game room, additional living area, two bedrooms with walk-in closets & full bath offer exceptional versatility. Outdoors, discover your own private oasis with a covered patio, extended entertaining area beneath a pergola, beautifully landscaped grounds including artificial turf & sparkling pool with attached spa & cascading water feature, all enhanced by a peaceful greenbelt backdrop. Extend your backyard through the wrought iron gate leading to the greenbelt which is perfect for kids to play & your furry friends to romp around. Trinity Falls residents enjoy The Club & The Lodge, resort-style pools, fitness facilities, splash pads, playgrounds, dog park, lakes, miles of scenic trails & expansive B.B. Owen Park. Minutes from Hwy 75, US-380 & Historic Downtown McKinney, this remarkable home delivers an exceptional blend of luxury & lifestyle. Many updates including light fixtures, 2024 pool heater, 2022 backsplash & cabinet handles, 2026 dishwasher, 2026 exterior uplights & more.

Facts & features

Interior

Features

Built In Features
Chandelier
Decorative Designer Lighting Fixtures
Double Vanity
Eat In Kitchen
Granite Counters
High Speed Internet
Kitchen Island
Open Floorplan
Cable Tv
Walk In Closets
Wired For Sound

Heating & cooling

Heating: Central, Fireplaces, Natural Gas
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Engineered Hardwood
Tile

Appliances

Some Gas Appliances
Double Oven
Dishwasher
Electric Oven
Gas Cooktop
Disposal
Gas Water Heater
Microwave
Plumbed For Gas
Tankless Water Heater

Fireplace

Fireplaces: 1
Gas
Gas Log
Living Room

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Door Multi
Driveway
Garage Faces Front
Garage
Garage Door Opener
Inside Entrance

Pool

Gunite
Heated
In Ground
Pool
Pool Spa Combo
Waterfall

Lot

Greenbelt
Interior Lot
Landscaped
Subdivision
Sprinkler System
Few Trees

Community

Neighborhood

Subdivision: Trinity Falls Planning Unit 2 Ph 2

HOA

CCMC

Schools

District: McKinney ISD
Elementary: Ruth and Harold Frazier
Middle: Johnson
High: McKinney North

Financial & listing details

Listing

Price per sq ft: $226
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,065/mo

Down payment10% ($67,950)10%20%

See If You Qualify

Principal & interest: $4,921/mo
Property taxes: $696/mo
Homeowners insurance (est.): $317/mo
HOA dues: $131/mo

Loan amount: $611,550
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Renee Beaver, eXp Realty · MLS #21373525 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.