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Financing available

$240,000

404 S Pearl Street, Trenton, TX 75490

3
beds: 3
baths: 1,451
sqft

Est. with seller financing: $2,050/mo

Single-family
Built in 1915
8,494 sq ft lot
$165/sqft
Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully remodeled 3-bedroom, 3-bathroom home where timeless charm meets modern style. Situated on a spacious corner lot in the heart of Trenton, this move-in-ready home has been thoughtfully updated throughout while maintaining its inviting character. The oversized covered front porch offers the perfect place to relax and enjoy the neighborhood. Inside, you'll find a bright, open floor plan featuring luxury vinyl plank flooring, fresh paint, updated lighting, and abundant natural light. The remodeled kitchen showcases new cabinetry, sleek countertops, stainless steel appliances, and an open layout ideal for everyday living and entertaining. Three spacious bedrooms and three fully updated bathrooms provide comfort and flexibility for families, guests, or a home office. Conveniently located just minutes from downtown Trenton with easy access to Highway 121 and Highway 69, this beautifully updated home combines modern finishes with small-town charm. Don't miss your opportunity to make it yours—schedule your showing today!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
High Speed Internet
Open Floorplan
Cable Tv

Heating & cooling

Heating: Electric
Cooling: Ceiling Fans, Electric, Multi Units

Flooring

Laminate

Appliances

Dishwasher
Electric Cooktop
Electric Oven
Electric Range
Disposal
Microwave

Laundry

Washer Hookup
Electric Dryer Hookup

Exterior & lot

Features

Deck

Construction

Style: Detached
Stories: 2
Roof: Shingle
Foundation: Pillar Post Pier
Materials: Vinyl Siding

Parking

Garage spaces: 1
Direct Access
Door Single
Driveway
Garage

Lot

Corner Lot

Community

Neighborhood

Subdivision: Riley Add

Schools

District: Trenton ISD
Elementary: Trenton
Middle: Trenton
High: Trenton

Financial & listing details

Listing

Price per sq ft: $165
County: Fannin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,050/mo

Down payment10% ($24,000)10%20%

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Principal & interest: $1,738/mo
Property taxes: $200/mo
Homeowners insurance (est.): $112/mo

Loan amount: $216,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Erik Santana, Regal, REALTORS · MLS #21324022 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.