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Financing available

$319,000

404 Spencer Circle, Grand Prairie, TX 75052

3
beds: 2
baths: 1,612
sqft

Est. with seller financing: $2,988/mo

Single-family
Built in 1986
7,057 sq ft lot
$198/sqft
Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

$5000 in SELLER CONCESSIONS available with appropriate offer. Welcome to this charming single-story brick home in the desirable Westchester neighborhood of Grand Prairie. This home offers three bedrooms, two full bathrooms, and a practical, popular floorplan. The large kitchen provides tons of nice cabinets and ample counter space, and the living room features a cozy fireplace. The primary suite includes a garden tub and separate shower. Enjoy a sprinkler system, wood-fenced backyard, and a two-car attached garage, all in a fantastic location near shopping, dining, schools, and easy access to I-20 and Highway 161.

Facts & features

Interior

Features

Cable Tv

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Appliances

Electric Range

Fireplace

Fireplaces: 1
Gas Starter
Metal

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Garage Faces Front

Lot

Interior Lot
Sprinkler System
Few Trees

Community

Neighborhood

Subdivision: Westchester 01a

Schools

District: Grand Prairie ISD
Elementary: Garner
Middle: Reagan
High: South Grand Prairie

Financial & listing details

Listing

Price per sq ft: $198
County: Dallas
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,988/mo

Down payment10% ($31,900)10%20%

Check Your Financing Options

Principal & interest: $2,310/mo
Property taxes: $529/mo
Homeowners insurance (est.): $149/mo

Loan amount: $287,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Chase Akin, InterHomes Realty · MLS #21355074 · 817-668-0508

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.