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Financing available

$439,995

4045 Jimmy Houston Way, Bluff Dale, TX 76433

3
beds
2.5
baths
1,786
sqft

Est. with seller financing: $3,771/mo

  • Single-family
  • Built in 2004
  • 217,887 sq ft lot
  • $246/sqft
  • $25/mo HOA
  • Erath County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Are you looking for a community in the country? Welcome to your new home! Down to earth luxury, peacefully situated. A perfect home for those who want acreage, amenities and all that Mountain Lakes Ranch has to offer. 5-acre property comes with a gazebo, storage shed, wildlife observatory and large covered deck with ceiling fans, perfect for enjoying nature. The heart of the home is spacious, bright, ideal for gatherings. Hardwood laminate flooring welcomes you throughout the open floor plan. Cedar accents throughout the home give it a real lodge or western feel. Classic white shaker cabinets, stainless steel appliances, a big kitchen island add a modern update to the rustic feel. Vaulted ceilings and built in shelving give the primary bedroom an extra touch of elegance, the rolling library ladder adds a touch of old world craftmanship. The 4 windows in the primary bedroom provide a scenic overlook of the property and a peaceful escape from city life. The back porch makes a wonderful retreat to relax and reflect. Property includes 2 large outbuildings that can be used for multi-purpose. The Gazebo is nestled under the trees and provides a great place to gather. Stay warm and dry in the wildlife observatory- deer blind while observing the wildlife. The utility room off the kitchen has a built in doggie door to the fenced front yard, providing a safe and effective way to care for your pets. All Measurements and dimensions are approximate and deemed to be reliable, but are not guaranteed, and should be verified by the buyer. (Property Includes gazebo, picnic table, browning smoker, wildlife observatory- deer blind). American Home Shield warranty is transferrable. Community amenities include, 2 lakes, one recreational, one for fishing,community pool,boat dock and ramp,RV Park with hookups, walking trail and community garden. Seller is motivated.

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Natural Woodwork

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Combination
  • Laminate
  • Simulated Wood

Appliances

  • Convection Oven
  • Dryer
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Microwave
  • Refrigerator
  • Washer

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Fire Pit
  • Storage

Construction

  • Style: Ranch, Split Level, Farmhouse
  • Stories: 1
  • Roof: Metal
  • Foundation: Concrete Perimeter, Pillar Post Pier
  • Materials: Board And Batten Siding, Log, Wood Siding

Parking

  • Carport
  • Driveway
  • Gravel
  • Gated
  • No Garage
  • On Site
  • Rv Access Parking

Pool

  • Community

Lot

  • Native Plants

Community

Neighborhood

  • Subdivision: Mountain Lakes Sec 04 Ph 01

HOA

  • Mountain Lakes Ranch

Schools

  • District: Bluff Dale ISD
  • Elementary: Bluff Dale
  • Middle: Bluff Dale
  • High: Bluff Dale

Financial & listing details

Listing

  • Price per sq ft: $246
  • County: Erath
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,771/mo

Principal & interest
$3,186/mo
Property taxes
$355/mo
Homeowners insurance (est.)
$205/mo
HOA dues
$25/mo
Loan amount
$395,995
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Bill Parlett, Elite Texas Properties · MLS #21105515 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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