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Financing available

$529,000

405 Willow Drive, Troy, TX 76579

3
beds
2.5
baths
2,280
sqft

Est. with seller financing: $4,120/mo

  • Single-family
  • Built in 2026
  • 16,553 sq ft lot
  • $232/sqft
  • $42/mo HOA
  • Bell County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Luxury living meets thoughtful design in the Rio plan—one of our most sought-after layouts. Set on a premium corner lot with a 3-car side-entry garage, this home offers exceptional curb appeal and everyday convenience. Inside, soaring vaulted ceilings, a dedicated study with French doors, and an open family room anchored by an elegant electric fireplace create a refined yet welcoming atmosphere. The gourmet kitchen features a gas cooktop and upscale finishes that make both cooking and entertaining a pleasure. With 3 bedrooms, 2.5 baths, a spacious dining area, and an oversized laundry room, the layout balances style with functionality. Step outside to a large, covered patio with an outdoor kitchen, ideal for year-round outdoor living. Located in Troy ISD with low property taxes, this home delivers elevated living in a highly desirable community.

Facts & features

Interior

Features

  • Cathedral Ceilings
  • Double Vanity
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Electric
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Outdoor Kitchen

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 3
  • Driveway
  • Garage Faces Side

Lot

  • Corner Lot
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Turtle Creek

HOA

  • Accent Real Estate

Schools

  • District: Troy ISD
  • Elementary: Edna Bigham Mays
  • Middle: Raymond Mays
  • High: Troy

Financial & listing details

Listing

  • Price per sq ft: $232
  • County: Bell
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,120/mo

Principal & interest
$3,831/mo
Property taxes
Not available
Homeowners insurance (est.)
$247/mo
HOA dues
$42/mo
Loan amount
$476,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Wendy Nichols

Carothers Executive Homes, LTD

254-939-5100

MLS #
21279966

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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