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Financing available

$278,000

406 Gardenia Lane, Waxahachie, TX 75165

3
beds
2
baths
1,329
sqft

Est. with seller financing: $2,541/mo

  • Single-family
  • Built in 1995
  • 3,703 sq ft lot
  • $209/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Make this one HOME! Brand NEW ROOF with lifetime labor warranty just installed AND eligible for the FirstHome Program covering a NON-REPAYABLE GRANT for closing costs. This well-cared for garden home sits in a PRIME LOCATION on a freshly landscaped cul-de-sac lot with plenty of space for parking, storage, hobbies, etc. This is an excellent property with a cozy living area featuring engineered wood flooring, vaulted ceilings, crown molding and plentiful natural lighting. Your kitchen hosts a full SS appliance package, including refrigerator, alongside an abundance of granite countertops and built-in cabinets with a breakfast bar. The FULLY-EQUIPPED KITCHEN transitions seamlessly into the breakfast room overlooking your backyard, as well as the ENCLOSED SUNROOM with sliding glass doors. Your added living space leads directly to your private, courtyard area generous enough for gardening, entertaining and making memories. Space is bountiful in the primary suite featuring a vaulted ceiling and ensuite bath hosting a large vanity with storage, garden tub, separate shower and walk-in closet. Two secondary bedrooms share an updated full bath with plenty of storage areas for all. ENERGY EFFICIENCY is a bonus with newer double-paned windows with window coverings in every room, an insulated garage door, plus a front storm door. PEACE OF MIND comes with a maintained and manageable property in a prime location. Easy access to all AMENITIES - university, fitness and recreation centers, parks, walking trails, churches, schools, shopping, etc.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Engineered Hardwood

Appliances

  • Dishwasher
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Courtyard
  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached, Garden Home
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Vinyl Siding

Parking

  • Garage spaces: 2
  • Additional Parking
  • Aggregate
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Guest
  • Inside Entrance
  • Kitchen Level

Lot

  • Cul De Sac
  • Interior Lot
  • Landscaped
  • No Backyard Grass
  • Subdivision
  • Sprinkler System
  • Zero Lot Line

Community

Neighborhood

  • Subdivision: Enchanted

Schools

  • District: Waxahachie ISD
  • Elementary: Wedgeworth
  • Middle: Finley
  • High: Waxahachie

Financial & listing details

Listing

  • Price per sq ft: $209
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,541/mo

Principal & interest
$2,013/mo
Property taxes
$398/mo
Homeowners insurance (est.)
$130/mo
Loan amount
$250,200
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Stacey DuVal

One West Real Estate Co. LLC

682-422-3814

MLS #
21359981

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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