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Financing available

$545,000

406 Hearth Terrace, Argyle, TX 76226

4
beds
3
baths
2,867
sqft

Est. with seller financing: $5,107/mo

  • Single-family
  • Built in 2015
  • 6,490 sq ft lot
  • $190/sqft
  • $42/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Seller offering concessions toward buyer closing costs or an interest rate buy down with an acceptable offer! Nestled in the highly desirable Argyle Town Village and zoned to award winning Argyle ISD, this beautifully crafted, fully updated Craftsman style home offers the perfect blend of timeless character, modern upgrades, and everyday convenience. Ideally located just steps from Hilltop Elementary, this move in ready residence features 4 bedrooms, 3 bathrooms, flexible living spaces, and exceptional finishes throughout. The open concept floor plan is filled with natural light and showcases rich hardwood flooring, elegant crown molding, and designer details that create a warm yet sophisticated atmosphere. At the heart of the home, the chef inspired kitchen is equipped with granite countertops, abundant cabinetry, a spacious center island with breakfast seating, and flows seamlessly into the dining and living areas, making it ideal for entertaining. Designed with versatility in mind, the first floor features the luxurious primary suite along with an additional bedroom that can easily serve as a home office or guest suite. The spacious primary retreat offers a spa inspired ensuite complete with dual vanities, a relaxing garden tub, an oversized walk in shower, and an expansive walk in closet with direct access to the laundry room. Upstairs, you'll find two oversized secondary bedrooms and a flexible living space ideal for a game room, media room, or bunk room. Step outside to enjoy the screened in covered patio overlooking a low maintenance backyard, perfect for relaxing or entertaining. Residents enjoy access to the community pool, low HOA dues, and the added financial benefit of NO PID or MUD taxes. Offering an exceptional location, a thoughtfully designed floor plan, and beautiful updates throughout, this stunning home presents an incredible opportunity to enjoy one of Argyle's most sought after communities while experiencing modern comfort and timeless style.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Multiple Staircases
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Appliances

  • Dishwasher
  • Disposal

Fireplace

  • Fireplaces: 1

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2

Parking

  • Garage spaces: 2
  • Garage

Community

Neighborhood

  • Subdivision: Argyle Town Village

HOA

  • CMA Management

Schools

  • District: Argyle ISD
  • Elementary: Hilltop
  • Middle: Argyle
  • High: Argyle

Financial & listing details

Listing

  • Price per sq ft: $190
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,107/mo

Principal & interest
$3,947/mo
Property taxes
$864/mo
Homeowners insurance (est.)
$254/mo
HOA dues
$42/mo
Loan amount
$490,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

LESTON Eustache

Monument Realty

214-705-7827

MLS #
21331409

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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