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Financing available

$435,000

406 Paddock Lane, Celina, TX 75009

5
beds: 2.5
baths: 2,586
sqft

Est. with seller financing: $4,148/mo

Single-family
Built in 2014
8,059 sq ft lot
$168/sqft
$67/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautiful 5 Bedroom Home in Desirable Carter Ranch, Featuring 5 bedrooms and 2.5 bathrooms, This home provides exceptional flexibility for a growing family, guests, a home office or a dedicated study space, The thoughtfully designed floor plan offers an inviting flow between the living, dining, and kitchen areas, making everyday living and entertaining effortless. The primary suite is conveniently located downstairs and includes a special sitting area creating a comfortable private retreat. Located in Carter Ranch, residents enjoy a family-friendly community with amenities a community pool, playgrounds, greenbelt areas, walking trails and fishing pond. Shopping, grocery store, restaurant all nearby, The new Costco will officially opening soon, Stop by to take look this beautiful house.

Facts & features

Interior

Features

Eat In Kitchen
Granite Counters
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Attic Fan, Central Air, Electric

Flooring

Carpet
Ceramic Tile
Luxury Vinyl Plank

Appliances

Convection Oven
Dishwasher
Disposal
Microwave

Exterior & lot

Construction

Style: Detached
Stories: 2
Roof: Shingle
Foundation: Slab

Parking

Garage spaces: 2
Door Single
Driveway
Garage
Garage Door Opener

Community

Neighborhood

Subdivision: Carter Ranch - Ph Va The

HOA

Schools

District: Celina ISD
Elementary: O'Dell
Middle: Jerry & Linda Moore
High: Celina

Financial & listing details

Listing

Price per sq ft: $168
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,148/mo

Down payment10% ($43,500)10%20%

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Principal & interest: $3,150/mo
Property taxes: $728/mo
Homeowners insurance (est.): $203/mo
HOA dues: $67/mo

Loan amount: $391,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Lilian Kiang, Marie & Marcus Group · MLS #21359572 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.