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Financing available

$217,900

407 Carter Street, Sulphur Springs, TX 75482

3
beds: 2
baths: 1,249
sqft

Est. with seller financing: $1,680/mo

Single-family
Built in 2026
5,445 sq ft lot
$174/sqft
Hopkins County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

New Construction Near Pacific Park!Welcome to this beautifully built 3-bedroom, 2-bath home in Sulphur Springs, ideally located just minutes from Pacific Park and downtown Celebration Plaza.This thoughtfully designed home features an open-concept living and kitchen area, perfect for entertaining or everyday living. The kitchen boasts granite countertops, a spacious island, and a convenient pantry for extra storage. Enjoy stylish and durable luxury vinyl plank flooring throughout the main areas, with comfortable carpet in the bedrooms. A perfect blend of modern finishes and a great location—don’t miss this opportunity to own a brand-new home close to parks, shopping, and dining!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Luxury Vinyl Plank

Appliances

Dishwasher
Electric Range
Disposal

Laundry

Washer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab

Parking

Garage spaces: 1
Driveway

Community

Neighborhood

Subdivision: Town of Sulphur Springs

Schools

District: Sulphur Springs ISD
Elementary: Sulphurspr
Middle: Sulphurspr
High: Sulphurspr

Financial & listing details

Listing

Price per sq ft: $174
County: Hopkins
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,680/mo

Down payment10% ($21,790)10%20%

See If You Qualify

Principal & interest: $1,578/mo
Property taxes: Not available
Homeowners insurance (est.): $102/mo

Loan amount: $196,110
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Rosa Rivera, NextPhase Realty · MLS #21244101 · 903-440-4562

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.