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Financing available

$279,000

407 Henderson Street, Bonham, TX 75418

3
beds
2
baths
1,500
sqft

Est. with seller financing: $2,673/mo

  • Single-family
  • Built in 2026
  • 7,362 sq ft lot
  • $186/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Light and bright new construction home with platinum upgrades, elevated finishes and all of the extras, including tall and tray ceilings, crown molding, a bespoke all wood accent wall, stunning quartz counters, recessed lighting, USB-integrated outlets, premium fixtures, remote-controlled lighting, HGTV finishes, all window coverings plus oversized covered patio leading to the serene and fenced yard. The open kitchen features architectural refinements, tall soft-close custom cabinetry, a spacious pantry, coordinating stone and stunning quartz countertops and luxe backsplash, plus includes an all stainless steel appliance package—including a refrigerator. Outside, enjoy uplighting, the fully sodded and fenced yard, planted trees, gutters, and expanded covered patio perfect for relaxing and entertaining. Ultra-modern and energy-efficient construction methods are incorporated throughout without compromising style. Garage features a sink for convenience. Location has a secluded feel, yet conveniently located near Powder Creek Park and just minutes from preferred amenities and the downtown square. This home is the perfect blend of relaxed sophistication and modern efficiency.

Facts & features

Interior

Features

  • Built In Features
  • Cathedral Ceilings
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Energy Star Qualified Equipment, Heat Pump
  • Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment, Heat Pump

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Ice Maker
  • Microwave
  • Refrigerator
  • Vented Exhaust Fan

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Contemporary Modern, Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Board And Batten Siding, Rock, Stone

Parking

  • Garage spaces: 2
  • Driveway
  • Enclosed
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Inside Entrance

Lot

  • Back Yard
  • Hardwood Trees
  • Lawn
  • Few Trees

Community

Neighborhood

  • Subdivision: Reich Add

Schools

  • District: Bonham ISD
  • Elementary: Finleyoate
  • Middle: Rather
  • High: Bonham

Financial & listing details

Listing

  • Price per sq ft: $186
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,673/mo

Principal & interest
$2,020/mo
Property taxes (est.)
$523/mo
Homeowners insurance (est.)
$130/mo
Loan amount
$251,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Hillary Leutwyler, The Agency Frisco · MLS #21268656 · 469-971-3464

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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