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Financing available

$535,000

407 Ovilla Oaks Drive, Ovilla, TX 75154

3
beds
3.5
baths
3,012
sqft

Est. with seller financing: $4,124/mo

  • Single-family
  • Built in 1994
  • 43,560 sq ft lot
  • $178/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Experience the perfect blend of space, character, privacy, and natural beauty in this stunning 3-bedroom, 3.5-bath home situated on 1 acre with a heavily wooded setting and creek views. Step inside to an impressive open living area filled with natural light from gorgeous picture windows overlooking the trees. A wood-burning fireplace surrounded by built-in shelving and cabinetry creates a warm and inviting focal point for the space. The spacious primary suite offers a private retreat with an ensuite bath featuring an oversized walk-in shower, separate jetted tub, separate vanities, and walk-in closets. The kitchen is full of charm and character, highlighted by a beautiful brick accent wall, granite countertops, skylight, and abundant cabinet space. Just off the kitchen, a versatile bonus room is perfect for a home office, sunroom, or flex space and includes its own private entrance leading directly to the back deck. The garage has been converted into a functional gym or flex space and features its own mini-split heating and air system plus a handicap-accessible full bathroom, providing even more possibilities for the home. Upstairs, you'll find a second living area, two additional bedrooms, and a Jack-and-Jill bath, offering plenty of room for family or guests. One of the bedrooms also features a private balcony where you can relax and take in the peaceful surroundings. Outside is where this property truly shines. With 1 acre, mature trees, a spacious back deck, and property backing to a creek, you'll enjoy privacy, beautiful views, and the feeling of being tucked away in nature.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric, Wall Units

Flooring

  • Carpet
  • Ceramic Tile
  • Hardwood

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal

Fireplace

  • Fireplaces: 1
  • Decorative
  • Living Room
  • Raised Hearth
  • Wood Burning

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Balcony
  • Deck
  • Private Yard
  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Concrete
  • Door Multi
  • Heated Garage

Lot

  • Acreage
  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Many Trees
  • Subdivision

Community

Neighborhood

  • Subdivision: Ovilla Oaks

Schools

  • District: Midlothian ISD
  • Elementary: Dolores McClatchey
  • Middle: Walnut Grove
  • High: Heritage

Financial & listing details

Listing

  • Price per sq ft: $178
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,124/mo

Principal & interest
$3,874/mo
Property taxes
Not available
Homeowners insurance (est.)
$250/mo
Loan amount
$481,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Amy Mcdaniel, Keller Williams Realty · MLS #21385058 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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