HFPHome Finance
Partner
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Financing available

$619,000

407 Sedgwick Drive, Fate, TX 75189

5
beds
4.5
baths
3,668
sqft

Est. with seller financing: $6,033/mo

  • Single-family
  • Built in 2026
  • $169/sqft
  • $100/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Gorgeous UnionMain Homes with 5 bedrooms, 4 and a half baths, living room, 2 dining rooms, game room, mud room with extra storage, large covered back patio, and 3 car tandem garage. Full brick front porch and elegant curb appeal welcome you home, with a 8 foot decorative front door featuring keyless entry. Inside enjoy resilient laminate plank flooring, rounded corners, and 8 foot Rockport doors on the first floor. Living room features gas fireplace and tons of sunlight with triple gliding back sliding door. The kitchen features shop-finished cabinets with 42 inch upper cabinets, 3cm granite countertops, a large breakfast island, and a stainless steel appliance package with gas range and energy-saving dishwasher. The primary bedroom and one guest bedroom with en suite bathroom are on the first floor. The primary bedroom offers a private retreat with a large walk in closet with a door to the laundry room, spa like bathroom with dual vanity sinks, oversized walk-in shower, and a soaking tub. Additional highlights include dual-zone air conditioning system, Honeywell WiFi thermostat, and a full security system with smoke and carbon monoxide detectors, full sprinkler system, 6 foot stained with cap fence, 16 SEER AC, PEX plumbing, tankless water heater, 30 year Dimensional Driftwood shingles, Vinyl Low E windows. Backed by a 10-year structural warranty. The HOA features a swimming pool, playground, and hiking & biking trails. Available for move in 30 DAYS FROM CONTRACT.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Kitchen Island
  • Loft
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Energy Star Qualified Equipment
  • Cooling: Central Air, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Gas Starter
  • Living Room

Exterior & lot

Construction

  • Style: Contemporary Modern, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Driveway
  • Garage
  • Garage Door Opener
  • Tandem

Community

Neighborhood

  • Subdivision: Edgewater

HOA

  • FirstService Residential

Schools

  • District: Rockwall ISD
  • Elementary: Sharon Shannon
  • Middle: Herman E Utley
  • High: Rockwall-Heath

Financial & listing details

Listing

  • Price per sq ft: $169
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,033/mo

Principal & interest
$4,483/mo
Property taxes (est.)
$1,161/mo
Homeowners insurance (est.)
$289/mo
HOA dues
$100/mo
Loan amount
$557,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Cindy Petty, Tina Leigh Realty · MLS #21326526 · 972-824-0631

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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