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Financing available

$369,000

409 N Charlotte, Stephenville, TX 76401

4
beds
2.5
baths
2,223
sqft

Est. with seller financing: $2,844/mo

  • Single-family
  • Built in 1964
  • 10,019 sq ft lot
  • $166/sqft
  • Erath County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Updated & Move-In Ready—Prime Investment or Multi-Bed Home 2 Blocks from Tarleton State! Unbeatable location meets extensive modern upgrades at 409 N Charlotte Ave! Positioned on a spacious 10,018 sq. ft. corner lot just two blocks from Tarleton State University, this 4-bedroom, 2.5-bath brick home has been extensively remodeled and is completely move-in ready. Spanning 2,223 sq. ft., the thoughtful floor plan offers two distinct living spaces and stylish finishes throughout, including luxury vinyl plank flooring and designer lighting. The heart of the home features an eat-in kitchen complete with gas appliances and a dedicated wet bar—ideal for seamless entertaining. Generously sized bedrooms are highlighted by a peaceful main-level primary suite with a walk-in closet. The standout feature of this property is the ultra-flexible rear 4th bedroom suite. Equipped with its own private exterior entrance door, attached half bath, closet, and dedicated laundry room, this isolated space offers incredible possibilities: * A private home office, studio, or business space where clients can enter directly. * An independent guest suite or rental unit providing maximum privacy. * A dedicated student setup or roommate layout steps from campus. Outside, enjoy a fully fenced backyard with mature trees, alley access, and a side-facing 2-car attached garage. Walk to campus, local dining, and shopping in minutes! Whether you're seeking a turn-key primary residence or a high-ROI property in a thriving university market, this updated listing is a must-see. Schedule your private tour today!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Open Floorplan

Heating & cooling

  • Heating: Natural Gas
  • Cooling: Central Air, Ceiling Fans, Window Units

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Gas Cooktop
  • Gas Water Heater
  • Ice Maker
  • Plumbed For Gas
  • Refrigerator

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Alley Access
  • Concrete
  • Door Single
  • Driveway
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Landscaped
  • Level
  • Few Trees

Community

Neighborhood

  • Subdivision: Groesbeck

Schools

  • District: Stephenville ISD
  • Middle: Gilbert,Stephenvil
  • High: Stephenvil

Financial & listing details

Listing

  • Price per sq ft: $166
  • County: Erath
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,844/mo

Principal & interest
$2,672/mo
Property taxes
Not available
Homeowners insurance (est.)
$172/mo
Loan amount
$332,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Brandon Smith

Keller Williams Brazos West

254-335-0500

MLS #
21360531

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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