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Financing available

$250,000

409 W Vista Drive, Garland, TX 75041

3
beds: 1.5
baths: 1,000
sqft

Est. with seller financing: $2,396/mo

Single-family
Built in 1950
9,240 sq ft lot
$250/sqft
Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Well-positioned within Garland, this home offers a practical layout designed for efficient everyday living and easy navigation between spaces. Living, dining, and kitchen areas connect in a way that supports both routine use and clear furniture placement, giving buyers a straightforward view of how the home functions. Bedrooms provide flexibility for a variety of needs, while overall condition reflects consistent upkeep. Exterior offers manageable maintenance and immediate usability. Major systems have been maintained over time, contributing to overall consistency in condition and ease of evaluation. Property presents as a balanced option for homeowners who are seeking clarity, usability, and a smooth path toward contract readiness.

Facts & features

Interior

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans

Flooring

Carpet
Tile

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition, Shingle
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 1
Door Single
Garage Faces Front

Community

Neighborhood

Subdivision: RIDGEWOOD ESTATES

Schools

District: Garland ISD
Elementary: Choice Of School
Middle: Choice Of School
High: Choice Of School

Financial & listing details

Listing

Price per sq ft: $250
County: Dallas
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,396/mo

Down payment10% ($25,000)10%20%

Check Your Financing Options

Principal & interest: $1,810/mo
Property taxes (est.): $469/mo
Homeowners insurance (est.): $117/mo

Loan amount: $225,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of David Russell, eXp Realty LLC · MLS #21223563 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.