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Financing available

$699,900

4095 Truman Drive, Frisco, TX 75034

4
beds
3
baths
3,711
sqft

Est. with seller financing: $6,604/mo

  • Single-family
  • Built in 2002
  • 6,055 sq ft lot
  • $189/sqft
  • $240/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 4095 Truman Drive, offering 3,711 square feet per appraisal in the gated Heritage Lakes community. This spacious 4-bedroom, 3-full-bath home features a dedicated study, split-bedroom design and a desirable floor plan with the primary suite and a secondary bedroom downstairs. At the heart of the home is a completely renovated & remodeled kitchen completed in 2025 with brand-new cabinetry, quartzite countertops, farmhouse-style sink and new appliances, including an impressive 8-burner range with hood vented to the exterior, dishwasher and built-in microwave. The kitchen opens to the main living areas for an easy flow between everyday living and entertaining. A soaring two-story entry welcomes you inside, while new flooring installed throughout the home in 2024 creates a completely carpet-free interior, with tile in the primary and guest baths. Upstairs offers much more than bedrooms. Two additional bedrooms are served by a Jack-and-Jill bath updated in 2025 with new cabinetry and quartzite countertops. A HUGE game room provides outstanding recreation and entertaining space with a full-length storage area along one side, while a separate library room offers another flexible space for reading, study or hobbies. Additional improvements include two AC units replaced in 2020, an 8-foot fence installed in 2021, new garage-door rollers and MyQ-compatible electronics in 2025, and a roof replaced in 2019. Heritage Lakes offers an exceptional collection of resort-style amenities including a catch-and-release fishing pond, lap pool, lazy river, spas, 9-hole golf course, putting green, fitness center, sand volleyball, basketball court, playgrounds and a full clubhouse—all within a 24-hour guarded & gated community. Convenient access to the Dallas North Tollway, The Star, Legacy West, PGA Frisco, Universal Kids Resort, shopping, dining and entertainment.

Facts & features

Interior

Features

  • Central Vacuum
  • High Speed Internet
  • Loft
  • Cable Tv
  • Wired For Sound

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank
  • Wood

Appliances

  • Convection Oven
  • Dishwasher
  • Electric Cooktop
  • Disposal
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Masonry
  • Stone

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Gas Dryer Hookup

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Block

Parking

  • Garage spaces: 2
  • Garage
  • On Street

Pool

  • Community

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: Heritage Lakes Ph 2

HOA

  • Community Management Association

Schools

  • District: Lewisville ISD
  • Elementary: Hicks
  • Middle: Arbor Creek
  • High: Hebron

Financial & listing details

Listing

  • Price per sq ft: $189
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,604/mo

Principal & interest
$5,068/mo
Property taxes
$969/mo
Homeowners insurance (est.)
$327/mo
HOA dues
$240/mo
Loan amount
$629,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Tim Grubbs, eXp Realty · MLS #21354438 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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