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Financing available

$374,900

410 Mercer Drive, Josephine, TX 75173

4
beds
3
baths
2,679
sqft

Est. with seller financing: $3,404/mo

  • Single-family
  • Built in 2022
  • 10,498 sq ft lot
  • $140/sqft
  • $50/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautiful 4-bedroom, 3-bath home with a 2-car garage, located on the only quiet cul-de-sac in the DeBerry Heritage subdivision, a newer neighborhood just about 3 years old. The spacious family room features high ceilings, tile flooring, a ceiling fan, and a cozy fireplace—perfect for relaxing or entertaining. The kitchen is well equipped with stainless steel appliances, granite countertops, a microwave, single oven, and a large walk-in pantry. The primary suite is downstairs and includes a window seat and ceiling fan, while the primary bath offers two separate sinks, a garden tub, separate shower with seat, linen closet, and a large walk-in closet. A second bedroom downstairs with a walk-in closet and ceiling fan sits near a full bath with a separate shower and built-ins—great for guests or flexible use. A mudroom just off the garage adds convenience with a bench and cabinets. Upstairs, you’ll find two additional bedrooms with walk-in closets and ceiling fans, along with a game room featuring a small adjoining room and an office space. Outside, enjoy a covered front patio and a nice backyard with trees and a wood fence—perfect for everyday enjoyment! For a private showing or virtual tour text TDT# 24 to 88000

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Zoned
  • Cooling: Ceiling Fans, Electric, Zoned

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal

Fireplace

  • Fireplaces: 1
  • Den

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Cul De Sac
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Deberry Heritage

HOA

  • Louie One management

Schools

  • District: Community ISD
  • Elementary: Mildred B. Ellis
  • Middle: Leland Edge
  • High: Community

Financial & listing details

Listing

  • Price per sq ft: $140
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,404/mo

Principal & interest
$2,715/mo
Property taxes
$464/mo
Homeowners insurance (est.)
$175/mo
HOA dues
$50/mo
Loan amount
$337,410
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Roxanne DeBerry

Keller Williams Legacy

972-599-7000

MLS #
21331706

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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