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Financing available

$599,995

4109 Claridge Terrace, Garland, TX 75043

6
beds
4
baths
4,294
sqft

Est. with seller financing: $5,816/mo

  • Single-family
  • Built in 2008
  • 10,193 sq ft lot
  • $140/sqft
  • $25/mo HOA
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

BACK ON THE MARKET! NO FAULT OF THE HOME! BUYER CHANGED THEIR MIND 7 DAYS BEFORE CLOSING! SEARCH YOUTUBE FOR VIDEO! Welcome to timeless elegance, exceptional space, & an UNBEATABLE location come together in 1 of Garland's BEST neighborhoods! positioned steps from Lake Ray Hubbard & the exciting redevelopment of Wynn Joyce Park - featuring new walking trails, play areas, fishing pier, playgrounds, & restored natural spaces! This 3-CAR GARAGE home offers easy access to shopping, dining, entertainment & major roads w-quick connections to I-30 & I-635! Plus, you have the flexibility to choose from ANY GISD SCHOOLS! Yes... any! Step inside the grand foyer, where 20' ceilings create stunning first impressions & lead effortlessly into the welcoming formal living & dining rooms. Designed for both everyday living & unforgettable entertaining, the spacious family room flows seamlessly into the gourmet chef's kitchen featuring a huge island, granite countertops, modern fixtures, & an abundance of cabinetry, creating the perfect space for everything from weeknight dinners to holiday gatherings. The FIRST-FLOOR OWNER'S SUITE offers a peaceful escape with LOADS of space to relax, while an additional downstairs bedroom provides the perfect setup for guests, a home office, or multigenerational living! A dramatic designer staircase leads upstairs to an incredible second level featuring a game room, MEDIA ROOM, 4 generously sized secondary bedrooms & 2 full bathrooms! Don't miss the charming Juliet balcony overlooking the impressive living spaces below, adding a touch of architectural elegance & making the home feel even more open & inviting! Peace of mind comes with major recent updates, including a BRAND-NEW ROOF & all-NEW CARPET installed in 2026. Offering an exceptional floor plan, multiple living & entertaining spaces, desirable updates, & an OUTSTANDING LOCATION near parks, the lake, shopping, dining, and major highways, this spectacular home truly checks every box!

Facts & features

Interior

Features

  • Chandelier
  • Dry Bar
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Marble
  • Tile

Appliances

  • Some Gas Appliances
  • Built In Gas Range
  • Convection Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Refrigerator
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas
  • Gas Log
  • Gas Starter

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Alley Access
  • Driveway
  • Garage
  • Garage Door Opener
  • Garage Faces Rear

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Emerald Lake 02

HOA

  • Emerald Lake Estates

Schools

  • District: Garland ISD
  • Elementary: Choice Of School
  • Middle: Choice Of School
  • High: Choice Of School

Financial & listing details

Listing

  • Price per sq ft: $140
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,816/mo

Principal & interest
$4,345/mo
Property taxes
$1,166/mo
Homeowners insurance (est.)
$280/mo
HOA dues
$25/mo
Loan amount
$539,995
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kevin Rhodes, Keller Williams Realty · MLS #21339320 · 817-329-8850

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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