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Financing available

$624,900

412 Spruce Brook Drive, McKinney, TX 75071

4
beds
3.5
baths
2,662
sqft

Est. with seller financing: $6,117/mo

  • Single-family
  • Built in 2027
  • 6,098 sq ft lot
  • $235/sqft
  • $128/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

An entry lined with windows leads past a home office with French doors to the open, light-filled living areas. The family room with a 19-foot ceiling and wood mantel fireplace flows into the kitchen, which hosts a 5-burner gas cooktop, a generous Island with built-in seating space, and a corner walk-in pantry. The adjoining dining area with a corner of windows provides access to the covered patio. A hallway off the dining area leads past the utility room to the primary bedroom, highlighting a wall of windows and a view of the backyard. The primary bath includes dual vanities, a freestanding tub, a separate glass-enclosed shower, a linen closet, and two walk-in closets. Upstairs hosts a game room overlooking downstairs, a guest suite with a private full bath, a full bath with a dual vanity, and two secondary bedrooms with corner walk-in closets. A mud room and half bath are just off the two-car garage.

Listing courtesy of Lee Jones, Perry Homes Realty LLC · MLS #21429785 · 713-948-6666

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Smart Home
  • Cable Tv
  • Air Filtration

Heating & cooling

  • Heating: Central
  • Cooling: Ceiling Fans, Electric, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Tile

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Microwave
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Gas Log

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Garage

Pool

  • Community

Lot

  • Subdivision

Community

Neighborhood

  • Subdivision: Province Woods

HOA

  • CCMC Corporate Office

Schools

  • District: McKinney ISD
  • Elementary: Naomi Press
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $235
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,117/mo

Principal & interest
$4,525/mo
Property taxes (est.)
$1,172/mo
Homeowners insurance (est.)
$292/mo
HOA dues
$128/mo
Loan amount
$562,410
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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