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Financing available

$560,000

413 Chloe Drive, Allen, TX 75013

3
beds
2.5
baths
2,255
sqft

Est. with seller financing: $5,531/mo

  • Single-family
  • Built in 2014
  • 6,578 sq ft lot
  • $248/sqft
  • $165/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Meticulously maintained by its original owner, this pristine, single-story gem in the sought-after Villas of Twin Creeks offers an incredible move-in-ready experience that feels like new construction. Boasting exceptional curb appeal with its natural stone and brick exterior, the home opens to a beautiful front entry. A private study is situated at the front of the house away from the main living areas, making it the perfect, quiet layout for a hybrid workspace. The gourmet kitchen is a chef's delight, beautifully appointed with stainless steel appliances, premium granite countertops, a tile backsplash, and 42-inch raised panel cabinets. Designed with accessibility and maintenance-free living in mind, this rare, no-steps floor plan effortlessly combines comfort and functionality. One of the standout features of this treasure is its premium lot, which backs directly to a heavily treed greenbelt, providing ultimate privacy, peaceful nature views, and a quiet outdoor retreat right from your own backyard. Beyond its beautiful setting, the property is an eco-friendly dream; it features fully owned solar panels (not leased), allowing you to enjoy massive savings on your monthly electricity bills from day one. This Energy Star Certified home is packed with high-efficiency upgrades, including radiant barrier roof decking, an Amana 15-SEER AC system, low-E vinyl double-paned windows, R-13 exterior wall insulation, and R-38 blown-in overhead insulation. Location is everything, and this vibrant neighborhood places you just minutes from top-rated Allen ISD schools, premier shopping and dining at Watters Creek and Allen Premium Outlets, and local parks. Commuting is a breeze with quick access to US-75 and State Highway 121. Complete with fantastic HOA amenities including a golf course, swimming pool, tennis courts, scenic trails, and a playground, this home truly checks every single box.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Energy Star Acca Rsi Qualified Installation, Energy Star Qualified Equipment, Natural Gas, Solar
  • Cooling: Central Air, Ceiling Fans, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Tile
  • Wood

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Gas Starter
  • Living Room

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Multi
  • Driveway
  • Garage Faces Front

Pool

  • Community

Lot

  • Interior Lot
  • Subdivision
  • Sprinkler System
  • View: Park Greenbelt

Community

Neighborhood

  • Subdivision: Villas At Twin Creeks Ph III

HOA

  • Black Hawk Management

Schools

  • District: Allen ISD
  • Elementary: Green
  • Middle: Ereckson,Lowery Freshman Center
  • High: Allen

Financial & listing details

Listing

  • Price per sq ft: $248
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,531/mo

Principal & interest
$4,055/mo
Property taxes (est.)
$1,050/mo
Homeowners insurance (est.)
$261/mo
HOA dues
$165/mo
Loan amount
$504,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Nancy Markham, Briggs Freeman Sotheby's Int'l · MLS #21297792 · 972-202-5900

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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