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Financing available

$235,000

415 E Monterey Street, Denison, TX 75021

3
beds: 2
baths: 1,340
sqft

Est. with seller financing: $1,868/mo

Single-family
Built in 2024
9,801 sq ft lot
$175/sqft
Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to a beautifully designed new construction home offering modern comfort, style, and functionality. Situated on a desirable corner lot, this 3-bedroom, 2-bathroom home features a thoughtfully designed floor plan and a spacious 2-car garage. Enjoy the benefits of a brand-new home with modern finishes, a fresh and inviting atmosphere, and the peace of mind that comes with new construction. The open and functional layout provides comfortable spaces for everyday living and entertaining. Conveniently located in Denison with easy access Texoma Lake, local shopping, dining, schools, and major roadways, this home is an excellent opportunity for anyone looking for a move-in-ready new build. We are currently offering owner financing with a 3 year balloon.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Walk In Closets
Wired For Sound

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Laminate

Appliances

Dishwasher
Electric Cooktop
Disposal
Microwave

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab

Parking

Garage spaces: 2
Driveway

Lot

Corner Lot
Subdivision

Community

Neighborhood

Subdivision: Highland View Add

Schools

District: Denison ISD
Elementary: Lamar
Middle: Henry Scott,Mcdaniel
High: Denison

Financial & listing details

Listing

Price per sq ft: $175
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,868/mo

Down payment10% ($23,500)10%20%

See If You Qualify

Principal & interest: $1,702/mo
Property taxes: $56/mo
Homeowners insurance (est.): $110/mo

Loan amount: $211,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Nancy Esquivel

Elite Real Estate Texas

623-570-2789

MLS #: 21383384

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify