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Financing available

$499,500

415 S Rice Street, Hamilton, TX 76531

3
beds
2
baths
2,835
sqft

Est. with seller financing: $4,070/mo

  • Single-family
  • Built in 1920
  • 10,324 sq ft lot
  • $176/sqft
  • Hamilton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MOTIVATED SELLER! Step into timeless craftsmanship with this beautifully restored 1920 custom home, where historic character meets thoughtful modern updates. Soaring 12-foot ceilings, restored original oak hardwood floors, and abundant natural light create a warm and inviting atmosphere throughout. Offering 3 bedrooms, 2 bathrooms, a spacious living room, formal dining room, and an upstairs second living area or game room, the home provides flexible spaces for everyday living and entertaining. The chef-inspired kitchen features a six-burner gas cooktop, custom vent hood, double ovens, rich mahogany countertops, travertine backsplash, and generous workspace. Just off the kitchen is a convenient laundry room with pantry storage, while the primary suite includes a private office with a large built-in desk. Extensively updated in 2008, the home features improvements to the electrical, plumbing, structural framing, and HVAC systems, including four return-air vents for enhanced airflow. Additional updates include a durable 50-year metal roof installed in 2010, freshly painted cedar and Hardie siding in 2024, and a new gas water heater in 2024. Energy-conscious features include 12-inch attic insulation, 6-inch roof insulation, and foam insulation beneath the floor. The refrigerator, washer, and dryer convey for added convenience. Outdoors, enjoy the welcoming wraparound front porch surrounded by colorful landscaping, or relax on the backyard veranda with newly poured concrete, a firepit, and spacious storage shed. Rich in character, thoughtfully updated, and truly distinctive, this one-of-a-kind home offers the craftsmanship of a historic property with many of the conveniences today's buyers appreciate. The seller is motivated—come see everything this remarkable home has to offer!

Facts & features

Interior

Features

  • Built In Features
  • Double Vanity
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Attic Fan, Central Air, Ceiling Fans, Electric

Flooring

  • Concrete
  • Hardwood
  • Slate

Appliances

  • Some Gas Appliances
  • Built In Gas Range
  • Double Oven
  • Dishwasher
  • Gas Range
  • Gas Water Heater
  • Plumbed For Gas
  • Tankless Water Heater
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Awnings
  • Fire Pit
  • Rain Gutters
  • Storage

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Metal
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • Additional Parking
  • Drive Through
  • Driveway
  • Paver Block

Community

Neighborhood

  • Subdivision: S10001

Schools

  • District: Hamilton ISD
  • Elementary: Ann Whitney
  • Middle: Hamilton
  • High: Hamilton

Financial & listing details

Listing

  • Price per sq ft: $176
  • County: Hamilton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,070/mo

Principal & interest
$3,617/mo
Property taxes
$220/mo
Homeowners insurance (est.)
$233/mo
Loan amount
$449,550
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Ginnie Harwood, Graceland Real Estate · MLS #21331495 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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