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Financing available

$415,000

4170 Carter Court, Denison, TX 75020

4
beds
4
baths
2,634
sqft

Est. with seller financing: $3,245/mo

  • Single-family
  • Built in 2023
  • 5,227 sq ft lot
  • $158/sqft
  • $46/mo HOA
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Built by Highland Homes in 2023, this beautifully designed 4-bedroom, 4-bath home offers 2,634 square feet of modern living with a bright, open layout that's perfect for everyday living and entertaining. Backing to a peaceful greenbelt with no rear neighbors, this home combines privacy, quality craftsmanship, and an exceptional location in Gateway Village – The Reserve. The heart of the home is the spacious open-concept living area, where vaulted ceilings, abundant natural light, luxury vinyl plank flooring, an Austin stone gas fireplace with built-in cabinetry, and seamless flow create an inviting space for gathering. The chef-inspired kitchen features quartz countertops, subway tile backsplash, stainless steel appliances including a gas cooktop, built-in oven, microwave, dishwasher, a large island with farmhouse sink, and a walk-in pantry. The desirable split-bedroom floor plan offers privacy and flexibility with the spacious primary suite and a secondary bedroom with a full bath on the main level, plus a bonus room perfect for a home office or playroom. The luxurious primary bath features dual quartz vanities, a soaking tub, separate shower, and a large walk-in closet. Upstairs, you'll find a second living area along with two additional bedrooms, each served by its own full bathroom, making it ideal for guests or multi-generational living. Additional highlights include a large laundry room with abundant cabinetry and decorative tile flooring, smart home technology, and a covered back patio overlooking the greenbelt. Conveniently located near Gateway Village, Texoma Medical Center, shopping, restaurants, and entertainment, this move-in-ready home offers the perfect blend of modern style, thoughtful design, and everyday convenience.

Facts & features

Interior

Features

  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Living Room
  • Stone

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Covered
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage

Lot

  • Greenbelt
  • Interior Lot
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: The Reserve

HOA

  • CMA

Schools

  • District: Denison ISD
  • Elementary: Hyde Park
  • Middle: Henry Scott,Mcdaniel
  • High: Denison

Financial & listing details

Listing

  • Price per sq ft: $158
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,245/mo

Principal & interest
$3,005/mo
Property taxes
Not available
Homeowners insurance (est.)
$194/mo
HOA dues
$46/mo
Loan amount
$373,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Angie Patton, HBL, Realtors · MLS #21329046 · 903-786-6063

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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