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Financing available

$345,000

420 E Lamar Street, Palmer, TX 75152

4
beds
2
baths
1,785
sqft

Est. with seller financing: $2,764/mo

  • Single-family
  • Built in 2026
  • 9,017 sq ft lot
  • $193/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Rate Buy down available for 5.59% Blowout Specials Phase II - Price improvement + Closing Costs! New Construction home - No HOA - in the Copper Penny Estates community in Palmer, TX! This stunning 4-bedroom, 2-bath home blends modern style with everyday comfort and is designed for both entertaining and family living. The gourmet kitchen is truly the heart of the home, featuring a gas cooktop, exposed stainless steel vent hood, granite countertops, abundant cabinetry, and a massive center island perfect for gathering. Luxury vinyl flooring flows throughout the main living areas, adding both durability and style. The open living room and breakfast area are filled with natural light and highlighted by a dramatic floor-to-ceiling tiled electric fireplace with heat blower and multi-color flame options, creating a striking architectural focal point. The private primary suite offers a tray ceiling, ceiling fan, and a spa-like en-suite bath complete with dual quartz vanities, soaking tub, separate shower, and a custom walk-in closet. A split-bedroom layout provides added privacy for the primary suite. Step outside to a large fenced backyard with a covered patio—ideal for relaxing evenings or weekend entertaining. Additional features include a spacious utility room with cabinets, utility sink, and drip area for added convenience. Located in the charming Copper Penny Estates community in Palmer, TX. Ask about Incentives

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Electric

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: copper penny estates

Schools

  • District: Palmer ISD
  • Elementary: Palmer
  • Middle: Palmer
  • High: Palmer

Financial & listing details

Listing

  • Price per sq ft: $193
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,764/mo

Principal & interest
$2,498/mo
Property taxes
$105/mo
Homeowners insurance (est.)
$161/mo
Loan amount
$310,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Marlene Norcross

City Real Estate

972-938-1090

MLS #
21389965

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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