HFPHome Finance
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Financing available

$649,000

4209 Pinecreek Drive, Rowlett, TX 75088

4
beds
3.5
baths
3,619
sqft

Est. with seller financing: $6,563/mo

  • Single-family
  • Built in 1998
  • 13,024 sq ft lot
  • $179/sqft
  • $75/mo HOA
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Seller is willing to pay for a 2-1 buydown to offset the current interest rates! Please see public attachment for more information! New roof and 2 new interior and exterior HVAC units! Gorgeously renovated luxury home on over a quarter acre lot in sought after gated Pecan Harbor Estates! Right by the Lake! Smart Home! This spacious home boasts many luxury features such as grand spiral staircase, stone fireplace, vaulted ceilings, commercial grade new appliances, double oven, quartz counters throughout, hand scraped hardwood flooring throughout the downstairs, newly replaced luxury grade carpets up, Toto automatic toilets, Cat6 wiring, 3 car garage and so much more! Large Primary bedroom suite has its own separate bonus room, jetted tub, extended shower with seat, massive closet with built-in closet system. Separate Office and Game Room. Backyard features a courtyard with pergola, stone fireplace, built-in grill, bar with granite counters, koi pond with pump. Pool and spa combo. Beautiful added water feature on the left side of the home not currently on due to being vacant. Seller has maintained regular pest control and pool servicing. Please see the feature sheet for additional upgrades and enhancements.

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Cathedral Ceilings
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • In Law Floorplan
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Cable Tv
  • Vaulted Ceilings
  • Wired For Data
  • Natural Woodwork
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Some Gas Appliances
  • Convection Oven
  • Double Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Some Commercial Grade
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 2
  • Gas Log
  • Gas Starter
  • Masonry
  • Stone

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Covered Courtyard
  • Courtyard
  • Lighting
  • Outdoor Grill
  • Outdoor Living Area
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Alley Access
  • Epoxy Flooring
  • Garage
  • Garage Door Opener
  • Oversized
  • Garage Faces Rear

Pool

  • Gunite
  • Heated
  • In Ground
  • Outdoor Pool
  • Pool
  • Pool Sweep
  • Pool Spa Combo
  • Waterfall
  • Water Feature

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees
  • View: Water

Community

Neighborhood

  • Subdivision: Pecan Harbor Estates

HOA

  • 4 Sight Property Management

Schools

  • District: Garland ISD
  • Elementary: Choice Of School
  • Middle: Choice Of School
  • High: Choice Of School

Financial & listing details

Listing

  • Price per sq ft: $179
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,563/mo

Principal & interest
$4,700/mo
Property taxes
$1,485/mo
Homeowners insurance (est.)
$303/mo
HOA dues
$75/mo
Loan amount
$584,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Missie Craig, OnDemand Realty · MLS #21338180 · 214-766-5833

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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