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Financing available

$389,000

4221 Fm-120 E, Denison, TX 75020

3
beds: 3
baths: 1,722
sqft

Est. with seller financing: $3,594/mo

Single-family
Built in 2018
87,120 sq ft lot
$226/sqft
Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

If you love that modern farmhouse look and a little bit of space, you’re gonna love 4221 E FM 120 in East Denison! This beautiful property, 5 miles east of town offers three full bedrooms downstairs, three full bathrooms and two additional rooms upstairs. You will love the open concept living space featuring a beautiful fireplace and soaring ceilings. The kitchen feature stainless steel appliances, a very large island and open shelving. This home is light, bright and airy. This 2-acre property offers plenty of room for your hobbies, including chickens or gardening or whatever you love to do. There’s also a terrific shop with a full-size, single rollup door. This home is ready for the Texas heat, with a new HVAC system installed in May. Reach out to your favorite Realtor for an appointment to see this outstanding property!

Facts & features

Interior

Features

Built In Features
Cathedral Ceilings
Decorative Designer Lighting Fixtures
Kitchen Island
Open Floorplan
Vaulted Ceilings
Walk In Closets

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Appliances

Dishwasher
Disposal
Gas Range
Gas Water Heater
Tankless Water Heater

Fireplace

Fireplaces: 1
Propane

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 2
Materials: Fiber Cement

Parking

Gravel

Lot

Acreage

Community

Neighborhood

Subdivision: MOORE MARTIN A-G0865

Schools

District: Denison ISD
Middle: Henry Scott,Mcdaniel
High: Denison

Financial & listing details

Listing

Price per sq ft: $226
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,594/mo

Down payment10% ($38,900)10%20%

See If You Qualify

Principal & interest: $2,817/mo
Property taxes: $595/mo
Homeowners insurance (est.): $182/mo

Loan amount: $350,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Steve Cobb

Compass RE Texas, LLC.

214-814-8100

MLS #: 21281401

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify