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Financing available

$389,000

423 County Road 477 Road, Stephenville, TX 76401

4
beds: 3
baths: 1,900
sqft

Est. with seller financing: $2,999/mo

Single-family
Built in 1978
65,340 sq ft lot
$205/sqft
Erath County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Looking for country living without giving up the convenience of town? This beautifully updated 4-bedroom, 3-bath brick home may be exactly what you’ve been searching for!Nestled on a quiet cul-de-sac just outside Stephenville, this property offers the perfect blend of privacy, space, and accessibility. Bring your chickens, goats, and with a few modifications, even a horse or two! Whether you’re dreaming of a small hobby farm, a place for your student, or your next home this property offers endless possibilities.? Updated 4 Bedroom, 3 Bathroom Home? Spacious Country Setting? Quiet Cul-de-Sac Location? Room for Livestock & 4-H Projects? Minutes from shopping, dining, Amazon, Atwoods, Tarleton State University, and more? Move-in Ready? Incredible ValueThis hidden gem gives you the best of both worlds—country charm with all the conveniences of Stephenville just minutes away. Properties offering this much flexibility, space, & price are few & far between!

Facts & features

Interior

Features

Granite Counters
High Speed Internet
Cable Tv

Heating & cooling

Heating: Electric

Flooring

Luxury Vinyl Plank

Appliances

Refrigerator

Fireplace

Fireplaces: 1
Masonry

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Materials: Brick

Parking

Garage spaces: 2
Driveway
On Site
Storage

Lot

Few Trees

Community

Neighborhood

Subdivision: NA

Schools

District: Stephenville ISD
Elementary: Chamberlain
Middle: Henderson Jr High
High: Stephenville High

Financial & listing details

Listing

Price per sq ft: $205
County: Erath
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,999/mo

Down payment10% ($38,900)10%20%

See If You Qualify

Principal & interest: $2,817/mo
Property taxes: Not available
Homeowners insurance (est.): $182/mo

Loan amount: $350,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Cindy Lugo, RE/MAX Trinity · MLS #21293954 · 817-596-8000

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.