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Financing available

$339,999

430 Terrace Drive, Richardson, TX 75081

3
beds: 2
baths: 1,432
sqft

Est. with seller financing: $3,216/mo

Single-family
Built in 1957
7,754 sq ft lot
$237/sqft
Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully fully renovated home in the heart of Richardson. This move-in ready property has been extensively updated from top to bottom with modern finishes and thoughtful upgrades throughout. The home features updated windows providing excellent natural light and energy efficiency, updated light fixtures, updated flooring throughout, remodeled bathrooms, and a renovated kitchen with modern finishes and fixtures. Additional improvements include the garage door, interior doors, fresh finishes throughout, and numerous cosmetic and functional updates that give the home a modern feel. The open and inviting layout offers comfortable living spaces perfect for both entertaining and everyday living. Conveniently located near shopping, dining, schools, and major highways, this property combines updated finishes with an excellent location. Don’t miss the opportunity to own this fully updated turnkey home in Richardson.

Facts & features

Interior

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Flooring

Carpet
Vinyl

Appliances

Dishwasher
Electric Range

Fireplace

Fireplaces: 1
Free Standing

Laundry

In Garage

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier
Materials: Brick

Parking

Garage spaces: 2
Garage
Garage Door Opener

Community

Neighborhood

Subdivision: Richardson Terrace

Schools

District: Richardson ISD
Elementary: Richardson Terrace
Middle: Parkhill
High: Berkner

Financial & listing details

Listing

Price per sq ft: $237
County: Dallas
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,216/mo

Down payment10% ($34,000)10%20%

Check Your Financing Options

Principal & interest: $2,462/mo
Property taxes: $595/mo
Homeowners insurance (est.): $159/mo

Loan amount: $305,999
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jack McLemore, Listing Results, LLC · MLS #21274525 · 817-283-5134

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.