HFPHome Finance
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Financing available

$475,000

4306 FM 3021, Brownwood, TX 76801

5
beds
3
baths
2,549
sqft

Est. with seller financing: $4,115/mo

  • Single-family
  • Built in 1992
  • 66,560 sq ft lot
  • $186/sqft
  • Brown County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautiful Lake Brownwood views and room to enjoy it all! This Five-bedroom, Three-bathroom property offers space to gather, entertain, and unwind. An additional loft room on second floor and sunroom provide flexible space for extra sleeping arrangements, lounging, or gathering with guests. The large backyard sets the scene for cookouts, outdoor games, or quiet evenings taking in the lake views. A diving board adds to the fun, while the generously sized shop provides room for projects, equipment, and storage. With space to potentially accommodate sleeping arrangements for up to 30 individuals per seller, this property also offers exciting short-term rental potential, subject to applicable occupancy requirements and rental regulations. Whether you’re looking for an everyday retreat, a weekend escape, or an investment opportunity, this Lake Brownwood property brings together space, recreation, and a beautiful setting.

Facts & features

Interior

Features

  • Eat In Kitchen

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Electric Range
  • Microwave

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Metal
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Detached Carport
  • Driveway
  • Garage Faces Front
  • Garage
  • Workshop In Garage
  • Boat
  • Rv Access Parking

Lot

  • Acreage
  • Back Yard
  • Interior Lot
  • Lawn
  • Few Trees
  • Waterfront
  • View: Water

Community

Neighborhood

  • Subdivision: Big Rocky Dev 1

Schools

  • District: Bangs ISD
  • Elementary: J B Stephens
  • Middle: Bangs
  • High: Bangs

Financial & listing details

Listing

  • Price per sq ft: $186
  • County: Brown
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,115/mo

See If You Qualify
Principal & interest
$3,440/mo
Property taxes
$453/mo
Homeowners insurance (est.)
$222/mo
Loan amount
$427,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Heidi Andrade

Ann Jones Real Estate

325-646-1500

MLS #
21404785

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify