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Financing available

$609,900

4307 Milrany Lane, Melissa, TX 75454

5
beds
3
baths
3,409
sqft

Est. with seller financing: $5,691/mo

  • Single-family
  • Built in 2013
  • 7,841 sq ft lot
  • $179/sqft
  • $66/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This home shows like brand new! Welcome to this spacious and beautifully updated home in the highly desirable North Creek community. The open floorplan features hardwood flooring, plantation shutters throughout, upgraded lighting, a two-story entryway, and neutral colors. The large living room offers soaring ceilings and a striking stone fireplace. The kitchen is a showpiece with a center island with seating, quartz countertops, stainless steel appliances, and modern white cabinetry. The owners retreat includes separate vanities, a garden tub, separate shower, and a walk-in closet. The flexible floorplan includes one secondary bedroom with a full bath downstairs - ideal for guests or a private study. Upstairs are three additional bedrooms, a game room, and a media room. Step outside to a fantastic outdoor living space. The large covered patio with a built-in outdoor kitchen overlooks the sparkling pool - perfect for entertaining. A matching shed provides convenient pool storage, and the yard is enclosed by an 8-ft cedar fence for privacy. The 3-car garage features new garage doors. Major updates include two new HVAC systems in 2024 and a new roof and gutters in 2025. Located within highly sought-after Melissa ISD, North Creek offers exceptional amenities: a 24-hour fitness center, putting green, multiple playgrounds, two pools, sports courts, wooded hike-and-bike trails, beautifully landscaped entrances, and catch-and-release fishing ponds with fountains. Enjoy convenient access to shopping, dining, recreation, and major highways for easy everyday living.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Convection Oven
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Living Room
  • Stone
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Outdoor Kitchen
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Oversized

Pool

  • Fiberglass
  • In Ground
  • Pool
  • Salt Water
  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: North Creek II Ph 2

HOA

  • First Service Residential

Schools

  • District: Melissa ISD
  • Elementary: North Creek
  • Middle: Melissa
  • High: Melissa

Financial & listing details

Listing

  • Price per sq ft: $179
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,691/mo

Principal & interest
$4,417/mo
Property taxes
$923/mo
Homeowners insurance (est.)
$285/mo
HOA dues
$66/mo
Loan amount
$548,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Colleen Frost, Colleen Frost Real Estate Serv · MLS #21338017 · 469-280-0008

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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