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Financing available

$625,000

431 Hcr 2133, Whitney, TX 76692

3
beds
3
baths
2,633
sqft

Est. with seller financing: $5,304/mo

  • Single-family
  • 505,340 sq ft lot
  • $237/sqft
  • Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This custom home sits on more than eleven acres just outside the city limits and is only a couple miles from the State Park on Lake Whitney. Fresh renovations run throughout the home, including a newly updated kitchen with granite countertops and an open layout that moves directly into the living area, where a beautiful wood-burning fireplace sets the tone. An island centers the kitchen, the dining room sits just off to the side, and white-washed shiplap walls give the interior a warm, clean finish. The home offers three bedrooms and three bathrooms, with the mudroom bath perfectly positioned for a future pool. A flex room or study sits just off the living room, and a screened-in porch provides a comfortable place to enjoy the countryside. The property includes a detached two-car garage and a massive 75x100 shop built for serious use. Roughly a thousand square feet of the shop has already been converted into a gathering space designed for large family events. Plumbing and electrical are in place, and it’s ready for water and septic connections whenever you choose to finish it out. A large overhead door and an oversized rear awning create ideal space for RVs, equipment, or additional workspace. The acreage is fenced and set up for livestock, complete with a stock tank and beautiful views overlooking Corps of Engineer land. The home has been fully updated, including new carpet in the bedrooms. Multiple boat ramps are close by for easy access to Lake Whitney’s recreation. You’re about an hour from DFW, forty-five minutes from Waco, and just down the road from two championship golf courses at White Bluff. Whether you want to raise horses, run cattle, or simply enjoy wide-open space near the lake, this property is priced to sell and ready for its next owner.

Facts & features

Interior

Features

  • Built In Features
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Natural Woodwork

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank
  • Tile

Appliances

  • Dishwasher

Fireplace

  • Fireplaces: 1
  • Living Room
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Storage

Construction

  • Style: Ranch, Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Asphalt
  • Boat
  • Circular Driveway
  • Concrete
  • Carport
  • Garage
  • Guest
  • Rv Carport
  • Storage
  • Workshop In Garage

Lot

  • Acreage
  • Cleared
  • Few Trees

Community

Neighborhood

  • Subdivision: John Burgess Surv A-2

Schools

  • District: Whitney ISD
  • Elementary: Whitney
  • Middle: Whitney
  • High: Whitney

Financial & listing details

Listing

  • Price per sq ft: $237
  • County: Hill
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,304/mo

Principal & interest
$4,526/mo
Property taxes
$486/mo
Homeowners insurance (est.)
$292/mo
Loan amount
$562,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Michael Ruesch

Weichert, Realtors - The Eastland Group

254-235-5015

MLS #
21338130

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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